Truity Credit Union

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Essential Checking Account

Get $100 when you open a NEW Essential checking account!*

This summer ONLY! If approved, your $100 bonus will be applied upon account opening.


Essential checking gives you just that, the essentials. Manage your day-to-day finances without complex requirements.

Essential Checking


Apply Now

Early direct deposit26
Mobile Deposit
FREE Bill Pay
FREE debit card with your choice of debit card design 
FREE eStatements


*Must meet the minimum requirements to open a checking account. $100 bonus will be paid upon new account opening. If your household already has a Truity checking account, you do not qualify. Bonus amounts of $10 or more may be reported on IRS form 1099INT. Use code 100ONEWCK24. Offer expires 09/30/2024.

18. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account or an established line of credit will take only the amount needed to cover the transaction without any additional fee.

19. Courtesy Pay is a non-contractual courtesy and is discretionary. See the full disclosure here. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Not available for Fresh Start accounts.

26. Truity Credit Union may make incoming electronic deposits available for use up to two banking days before the scheduled deposit date. Weekends and federal holidays are not banking days. Early availability of deposits depends on when the notification of the deposit is received by Truity. This notification can vary and is under the control of the payer of the deposit – not Truity Credit Union. Early deposit is not a contractual obligation and does not guarantee future early deposits.

27. Truity Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Truity Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 01/25/2026. Offer subject to change and partner participation.

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