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Truity Credit Union’s Visa cards feature low interest rates, rewards when you shop and travel benefits—with no annual fee. Now, we also offer Secured Credit Cards for those looking to build or rebuild their credit.

Earn rewards faster for travel, gift cards or cash back.

Enjoy our lowest APR with an amazing intro rate.
All Truity Credit Cards Include:
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Disclosures
46. We add 5.74% to the Prime Rate to determine the APR for A credit; we add 6.74% to the Prime Rate to determine the APR for B credit; we add 7.74% to the Prime Rate to determine the APR for C credit; we add 10.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 - 690; C credit APR you need a credit score of 689 - 650 or higher; for D credit APR you need a credit score of 649 - 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.
58. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone and report suspicious activity to Truity Credit Union immediately.