Compare Credit Cards

Truity Credit Union’s Visa cards feature low interest rates, rewards when you shop and travel benefits—with no annual fee. Now, we also offer Secured Credit Cards for those looking to build or rebuild their credit.

All Truity Credit Cards Include:

No Annual Fee

Enjoy all the perks of your Truity CU Credit Card with no annual fee!

Travel Benefits

All our cards come with travel accident benefits, baggage delay insurance, and auto rental collision damage waiver coverage.

Tap to Pay

Tap to pay with your contactless card or your digital wallet on your phone or wearable.

25 Day Grace Period

With No Interest Accrual

24/7 Lost or Stolen Card Reporting

Lost or stolen cards are protected against unauthorized use with Visa’s Zero Liability Policy.

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Disclosures

46. We add 5.74% to the Prime Rate to determine the APR for A credit; we add 6.74% to the Prime Rate to determine the APR for B credit; we add 7.74% to the Prime Rate to determine the APR for C credit; we add 10.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 - 690; C credit APR you need a credit score of 689 - 650 or higher; for D credit APR you need a credit score of 649 - 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.

58. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone and report suspicious activity to Truity Credit Union immediately.