of all accidents result in total loss

5-year average vehicle depreciation

increase in repair costs since 2005

GAP Advantage

In the event of a total loss, GAP Advantage covers the difference in a vehicle's value and the balance of your loan.

60-Day Refundable “Free Look” Period

No Model, Mileage or Year Restrictions

Possible $1,000 Towards Replacement Vehicle

Up to $500 Auto Deductible Reimbursement

Depreciation Protection Waiver (DPW)

DPW protects the equity in your vehicle. It is a debt cancellation product that in the event of a total loss waives some or all of your loan balance.

Ideal for those who:

  •   Established equity in their vehicles with a down payment, rebate and/or trade-in value.
  •   Make accelerated loan payments.
  •   Desire protection from vehicle depreciation.
  •   Finance 85% or less and desire protection and peace of mind.

Featured Benefits:

  •   60-Day Refundable “Free Look” Period
  •   No Model, Mileage or Year Restrictions
  •   Up to $500 Auto Deductible Reimbursement
  •   Cancels Up To $1,000 of Loan Balance in the Event of Accidental Death

Related Products

Extended Vehicle Warranty

Keep Your Vehicle on the Road

Learn More

Debt Protection

Safeguard Your Loans, Protect Your Family

Learn More

Disclosures

79. Deductible reimbursement is available in most, but not all states. Please consult your financing representative for the availability of this benefit.
Your purchase of GAP Advantage and DPW is optional. You can only purchase one of these products. Whether or not you purchase one of these products will not affect your application for credit or the terms of any existing credit agreement you have with us.