High Yield Savings Accounts

24. The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

35. HSA Primary Share requires a minimum $5 balance. Overdraft protection is available from HSA Primary Share. Checks and debit cards are optional and should be used for normal distributions only. Therefore, for any other type of Health Savings distribution such as death, disability, or excess contribution removal, contact the credit union to complete a withdrawal form to document the purpose of the distribution. The HSA Primary Share and Health Savings Checking are dividend-bearing accounts.

43. Truity Credit Union is federally insured by NCUA.

50. One Premier Savings share per account. Two FREE withdrawals every 12-month period from open date; $20.00 fee for all other withdrawals. Minimum opening balance required is $50,000. Maximum balance is $500,000.00. Balance over $500,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.

71. Truity Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their Truity account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. See terms for details. Offer subject to change or renewal.

72. Truity Credit Union may make incoming electronic deposits available for use up to two banking days before the scheduled deposit date. Weekends and federal holidays are not banking days. Early availability of deposits depends on when the notification of the deposit is received by Truity. This notification can vary and is under the control of the payer of the deposit – not Truity Credit Union. Early deposit is not a contractual obligation and does not guarantee future early deposits.

81. You must have an active Truity checking account and debit card to be eligible for SaveUp. The difference between the posted debit card transaction and the next rounded whole dollar amount will be transferred to the designated savings account at the end of each business day; all daily transactions will be rounded individually but deposited as one lump sum. No transfer will occur if there aren’t eligible funds to cover the entire amount. Should a debit card transaction be canceled or reversed, the funds transferred to savings as part of this program will not be reversed. Some restrictions may apply. Services may be terminated by Truity or the membership at any time.