Home Loans

Fixed-Rate and Adjustable-Rate Mortgages (ARMs)

Fixed-Rate Mortgage

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan—giving you a consistent payment plan.

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Adjustable-Rate Mortgage (ARM)

An ARM is a home loan with an variable interest rate. This means that the monthly payments can go up or down.

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Jumbo Loans

If you’re planning a large home purchase, Truity's jumbo loans can give you the financing you need for the home you want.

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Second and Vacation Homes

We can help get you into your dream vacation home with great options and low rates on second-home financing.

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Investment Property Loans

Investment property loans help you purchase homes to rent out for extra income or to flip and sell for a profit.

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Construction Loans

Thinking about building a home? We have a number of programs to help you finance the construction phase of your project.

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Government Loans

Mortgage loans insured or guaranteed by the federal government

FHA Loans

For first-time homebuyers seeking a low down payment.

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VA Loans

A mortgage loan for qualified military members.

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Meet the Team

Applying for a home loan can feel overwhelming. From the time you apply until the time you sign, we're here to help!

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Get Prequalified

The first step in buying a home is getting prequalified—which helps you know how much you can borrow for a home.

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Home Loan Calculator

Estimate your monthly mortgage payment.

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The Home Loan Process Simplified

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Within 3 Business Days

Close Your Loan

Within 30-45 Days

Award-Winning Service

Serving Members Over 85 Years

Disclosures

34. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application. The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice. You should always consult a tax advisor about deductibility. Adequate homeowner's insurance coverage is a requirement for this loan. We do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

Truity Federal Credit Union’s NMLS Institution ID# 619450

 

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