What's great about Truity Personal Loans?
Enjoy the convenience of fixed monthly payments and locked-in rates, making it simple to set up automatic payments. Plus, with no prepayment penalties, you have the flexibility to pay off your loan sooner. Manage everything effortlessly through our digital banking platform.
Rates51 as of 03/23/2025
| Personal Loan | APR | Loan Term |
|---|---|---|
| Advantage Personal 65 | 9.25% | Fixed, 60 month, Min $5,000 |
| Advantage Personal 65 | 9.75% | Fixed, 72 month, Min $20,000 |
| Personal 30 | 11.25% | Fixed, Up to 60 months, 12 Mon Per $1000 |
Disclosures
30. Rate subject to credit approval. Personal loan payment example: $5,000 at 11.25% for 60 months=$109.34 per month. Personal loans are cross-collateralized. Terms up to 60 months. Other rates and terms available. See credit union for details.
65. With approved credit. Rates and terms are based on creditworthiness. Advantage Personal loan payment example: $10,000 borrowed at 9.25% APR for 60 months = $208.80 per month; your actual payment may differ based on your qualifying rate, amount borrowed, and loan term. Origination fee is 2.21% of loan amount, not to exceed $300. These loans will be cross-collateralized.
70. By participating in Truity’s Skip-A-Pay program, you request your loan payment(s) are deferred as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue during and after the deferral period; 2) deferring payment will result in higher total FINANCE CHARGES than if payment were made as originally scheduled; 3) payment deferral will require extra payments past the original maturity date; 4) elected GAP or Warranty Coverage will not be extended beyond the original maturity date; 5) payments will resume the following month; 6) there is a $38 fee; 7) If you have an ACH initiated with another financial institution that automatically makes your payment, you will need to contact that institution to stop payment. If you have an ACH initiated with Truity that automatically pulls money from another financial institution, you will need to contact us to stop payment at least 4 days prior to the next due date of the Auto Pay; 8) if we are unable to stop your ACH payment in time, your skipped payment may be delayed until the next payment. Deferrals subject to approval. Loan(s) must be in good standing to accept this offer. Restrictions may apply. Excludes real estate loans, single payment loans & lines of credit.
75. The calculators on this website are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member’s eligibility, rates, or terms for a specific product or service.