Share Certificate Benefits

Share Certificates are similar to certificates of deposit. You'll typically earn higher dividends than a regular savings account with a variety of terms available from 91 days to five years.

Terms from 91 days to 60 months

Minimum to open a share is $500

Dividends Compounded Quarterly

Federally insured by NCUA

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My Credit

View your credit score and full credit report daily.

My Finance

Track spending, set budgets, and plan your financial future.

SaveUp

Round up your purchases and save the difference.

Truity Travels

An exclusive travel program for all members at Truity Credit Union.

Greenlight

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Digital Banking

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Share Secured Credit Card

Build or rebuild your credit history with a low rate.

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Rates51 as of 03/24/2025

Account APY24 Dividend Rate24

Disclosures

24. The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.

27. An early withdrawal penalty will be imposed if Share Certificate funds other than credited dividends are withdrawn before the maturity date. A certificate may not be reduced below the required minimum balance. Share Certificates and HSA Certificates with terms of 24 months or less will forfeit 90 days of dividends whether earned or unearned. Share Certificates and HSA Certificates with terms greater than 24 months will forfeit 182 days of dividends whether earned or unearned. 91 Day Jumbo Certificates will forfeit 7 days of dividends whether earned or unearned.

36. 19 month and 91 Day Certificate not available for IRA.

51. Rates are subject to change without notice.