What's great about Truity Recreational Loans?

Whether you're eyeing a boat, RV, motorcycle, or another recreational vehicle, our flexible recreational loans are designed to get you on the road—or water—fast! With competitive rates, customizable terms, and a quick approval process, we make it easy to finance your next adventure.

Competitive Rates & Flexible Terms

Skip-A-Pay Eligible

Loans for New and Used Recreational Equipment

Price Coverage Details

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New Units

Up to 90% of purchase price

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Units Up to 4 Years Old

Up to 90% of purchase price or up to 90% of NADA Used Retail, whichever is less

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Units 5 Years and Older

Up to 80% of NADA Trade or up to 80% of purchase price, whichever is less

Skip a Payment

Need a little extra spending money? We can help—just skip your next loan payment!

Log In to Skip Payment

Make a Payment

With our convenient online options, managing your payments has never been simpler.

Make a Payment

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Rates51 as of 03/15/2025

Recreational Loan APR Loan Term
New RVs, Travel Trailers, Boats 31 8.99% Fixed, NADA/Retail 72 months
Used RVs, Travel Trailers, Boats 10.19% Fixed, NADA/Retail 60 months
Other Secured Loans 10.19% Fixed, NADA/Retail 60 months

Disclosures

31. Rate subject to credit approval and criteria. Available for new and refinanced recreational loans. Existing Truity Credit Union loans require a 25% balance increase, subject to approval. Loan payment example: $30,000 at 8.99% for 60 months=$622.61 per month. Other rates and terms available. New Units - up to 90% of purchase price. Units up to 4 years old - up to 90% of purchase price or up to 90% of NADA Retail, whichever is less. Units 5 years and older - up to 80% of NADA Retail or up to 80% of purchase price, whichever is less. See credit union for details.

70. By participating in Truity’s Skip-A-Pay program, you request your loan payment(s) are deferred as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue during and after the deferral period; 2) deferring payment will result in higher total FINANCE CHARGES than if payment were made as originally scheduled; 3) payment deferral will require extra payments past the original maturity date; 4) elected GAP or Warranty Coverage will not be extended beyond the original maturity date; 5) payments will resume the following month; 6) there is a $38 fee; 7) If you have an ACH initiated with another financial institution that automatically makes your payment, you will need to contact that institution to stop payment. If you have an ACH initiated with Truity that automatically pulls money from another financial institution, you will need to contact us to stop payment at least 4 days prior to the next due date of the Auto Pay; 8) if we are unable to stop your ACH payment in time, your skipped payment may be delayed until the next payment. Deferrals subject to approval. Loan(s) must be in good standing to accept this offer. Restrictions may apply. Excludes real estate loans, single payment loans & lines of credit.