What's Great About a Truity Auto Loan?

We make financing your vehicle easy and affordable. Whether you’re purchasing a new ride or refinancing your current loan, our flexible terms and low rates ensure you get the best deal possible.

Competitive Rates & Flexible Terms

Pre-Approvals for New/Used Autos

Terms up to 84 months

Tools

Find a Car

You can shop through the inventory of over 100 auto dealers to find new or used cars.

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Find a Dealer

By using a local preferred dealer, you never have to visit a branch!

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Auto Loan Calculator

Calculate your monthly payment with a Truity Auto Loan or Refinance

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Auto Loan Checklist

Not sure what documents you might need to start your application?

Download

Loan Protection

Debt Protection

Safeguard Your Loans, Protect Your Family

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Auto Essentials

Covers Out-of-Pocket Expenses

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Total Loss Protection

Protect Your Loan in the Event of a Total Loss

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Extended Vehicle Warranty

Keep Your Vehicle on the Road

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Related Products

Recreational Loans

Start enjoying your passion today!

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Rates51 as of 03/15/2025

Auto Loan APR Loan Term
Autos 2021-New 61 6.74% 60 months
Autos 2021-New 6.99% 72 months
Autos 2021-New 7.24% 84 months
Autos 2019-2020 7.24% 60 months
Autos 2019-2020 7.74% 72 months
Autos 2015-2018 8.24% 48 months
Autos 2015-2018 8.74% 60 months
Autos 2014-Older 10.74% 48 months

Disclosures

10. APR=Annual Percentage Rate. Rate subject to credit approval and criteria. Available for new and refinanced loans. See credit union for details.

26. Fixed rate with terms up to 84 months. Special Promo Rates are subject to change without notice and are not available for refinancing existing credit union loans. Variable rate subject to change quarterly; however, monthly payments will not change. Annual percentage rate may vary. $60 documentation fee applies which is considered a finance charge. Members are required to maintain at least $5 in a Share 1 account. The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open-end loan products.

 

51. Rates are subject to change without notice.

61. Auto loan payment example: $20,000 at 6.74% for 60 months=$393.58 per month. Other rates and terms available.

75. The calculators on this website are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member’s eligibility, rates, or terms for a specific product or service.