What's Great About Essential Checking?

Essential checking gives you just that, the essentials. Manage your day-to-day finances without complex requirements.

$0 to Open

No Monthly Service Fee

No Complex Requirements

Included Features

Instant-Issue Debit Card

Choose the design that best suits you!

Courtesy Pay

Works like a safety net for your checking account.

Overdraft Protection

Automatically transfers funds from one account to another when overdrawn.

Greenlight

The financial app and debit card designed for kids and teens.

Bill Pay

Pay anyone, anywhere from your device.

Free eStatements

Consolidated statements for all your credit union accounts.

My Credit

View your credit score and full credit report daily.

Truity Travels

An exclusive travel program for all members at Truity Credit Union.

Digital Services

Digital Banking

Bill Pay

ACH Transfers

TruityCU Mobile App

Mobile Deposit

Digital Wallet

Zelle®

Related Products

Share Secured Credit Card

Build or rebuild your credit history with a low rate.

See Cards

Disclosures

20. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Not available for Fresh Start accounts.

25. Essential Checking is FREE.

45. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account or an established line of credit will take only the amount needed to cover the transaction without any additional fee. View Overdraft Services & Fees Disclosure

71. Truity Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their Truity account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. See terms for details. Offer subject to change or renewal.

72. Truity Credit Union may make incoming electronic deposits available for use up to two banking days before the scheduled deposit date. Weekends and federal holidays are not banking days. Early availability of deposits depends on when the notification of the deposit is received by Truity. This notification can vary and is under the control of the payer of the deposit – not Truity Credit Union. Early deposit is not a contractual obligation and does not guarantee future early deposits.