What's Great About Our Platinum Rate Card?
This card also features:
Convenience Features
- Acceptance at Millions of Locations Worldwide
- 25-Day Grace Period on Purchases
- 24-Hour Cardholder Inquiry Service
- Apple Pay™, Google Wallet™ and Samsung Pay™
- Mobile and Online Payments
Security Features
- Fraud Protection
- Contactless Technology
- Lost or Stolen Card Reporting
- Transaction Alerts
- Emergency Card Replacement
Travel Benefits
- Travel Accident Benefit
- Baggage Delay Insurance
- Auto Rental Collision Damage Waiver
All Truity Credit Cards Include:
Visa Disclosures
Before applying for your Truity Credit Card, please read the Credit Card Holder Agreement below.
Disclosures
46. We add 5.74% to the Prime Rate to determine the APR for A credit; we add 6.74% to the Prime Rate to determine the APR for B credit; we add 7.74% to the Prime Rate to determine the APR for C credit; we add 10.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 - 690; C credit APR you need a credit score of 689 - 650 or higher; for D credit APR you need a credit score of 649 - 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.