What's Great About High Yield Checking?
High Yield Checking allows you to earn premium dividends by using your debit card and setting up direct deposit.
Included Features
Digital Services
Digital Banking
Bill Pay
ACH Transfers
TruityCU Mobile App
Mobile Deposit
Digital Wallet
Zelle®
Rates51 as of 03/15/2025
| Checking Account | APY24 | Dividend Rate24 |
|---|---|---|
Requirements:
To get a higher interest rate on your savings, you need to have at least $1,000 in direct deposits and make at least 20 debit card purchases each month. If you don't meet these requirements, you'll still earn interest, but it will be lower.[73]
Disclosures
24. The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.
73. Annual Percentage Yield (APY). 5.00% APY is paid on balances up to $5,000; .10% APY is paid on balances over $5,000 for a blended overall rate; rates effective 5/1/24 and subject to change. The following account qualifications must be met to earn the qualifying APY: (1) Twenty (20) debit card transactions must clear the account, and (2) a total of $1000 in direct deposit into this checking account by the end of the month. If both are not met, .10% APY will be paid on the balances. One High Yield Checking per account.