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31. Rate subject to credit approval and criteria. Available for new and refinanced recreational loans. Existing Truity Credit Union loans require a 25% balance increase, subject to approval. Loan payment example: $30,000 at 8.99% for 60 months=$622.61 per month. Other rates and terms available. New Units - up to 90% of purchase price. Units up to 4 years old - up to 90% of purchase price or up to 90% of NADA Retail, whichever is less. Units 5 years and older - up to 80% of NADA Retail or up to 80% of purchase price, whichever is less. See credit union for details.

33. Secured Loan: Up to 60 months. Minimum of 12 Months per $1000. Rate is 2% above share rate and is variable. Share Certificate Secured Loan: Up to 60 months. Minimum of 12 Months per $1000. Rate is 2% above share certificate rate.

34. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application. The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice. You should always consult a tax advisor about deductibility. Adequate homeowner's insurance coverage is a requirement for this loan. We do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

Truity Federal Credit Union’s NMLS Institution ID# 619450

38. APR = Annual Percentage Rate. With approved credit. Variable rates based on your creditworthiness and subject to change. Monthly payments are 3% of your credit limit or the balance, whichever is less. No origination fee.

56. We add 7.74% to the Prime Rate to determine the APR for A credit; we add 8.74% to the Prime Rate to determine the APR for B credit; we add 9.74% to the Prime Rate to determine the APR for C credit; we add 12.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 - 690; C credit APR you need a credit score of 689 - 650 or higher; for D credit APR you need a credit score of 649 - 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.

61. Auto loan payment example: $20,000 at 6.74% for 60 months=$393.58 per month. Other rates and terms available.

65. With approved credit. Rates and terms are based on creditworthiness. Advantage Personal loan payment example: $10,000 borrowed at 9.25% APR for 60 months = $208.80 per month; your actual payment may differ based on your qualifying rate, amount borrowed, and loan term. Origination fee is 2.21% of loan amount, not to exceed $300. These loans will be cross-collateralized.