Home Loan Options

Ready to take the next step toward homeownership? Whether purchasing, refinancing or making improvements, Truity can help you with your homeownership goals.

Buy or Build

We provide many options for buying or building.

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Refinance

View current rates and use our mortgage refinance calculator.

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Home Equity

Borrow from the equity in your home to get cash now.

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Home Loan Calculators

Home Loan Calculator

Estimate your monthly mortgage payment.

Calculate

Get Your Rate

Estimate your rate, payment, and closing costs.

Check Rates

Meet the Team

Applying for a home loan can feel overwhelming. From the time you apply until the time you sign, we're here to help!

Find a Mortgage Expert

Get Prequalified

The first step in buying a home is getting prequalified—which helps you know how much you can borrow for a home.

Get Prequalified

Our Home Loan Process

Apply

Apply online or with a local expert. We'll review your application and conduct a quick credit check to prequalify you.

Find Your Home

It's time to look for your dream home. Send us your signed contract and we will contact you to lock in your rate.

Information Gathering

We’ll request paystubs, tax documents and other necessary paperwork to provide to our underwriting team.

Local Underwriting

To avoid any kinks before closing, our local underwriting team dives into your documents to make sure everything is correct.

Closing Time

Your loan officer will contact you to discuss closing details and collect payments. Congrats, you’re a new home owner!

Mortgage Servicing

Our Mortgage Servicing Department is always here to help and will any questions you may have.

Disclosures

34. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application. The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice. You should always consult a tax advisor about deductibility. Adequate homeowner's insurance coverage is a requirement for this loan. We do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

Truity Federal Credit Union’s NMLS Institution ID# 619450