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BALANCE TRANSFER TERMS AND CONDITIONS

*0% Introductory Annual Percentage Rate with approved credit is available to new cardholders only. The introductory rate only applies to Truity Signature Rewards, Platinum Rewards or Platinum Rate cards. A 3% or $10 fee will apply, whichever is more. Refer to the cardholder agreement below for more information. Existing Truity Credit Card holders should refer to their current cardholder agreement.