A rewards card that competes nationwide.

0% Intro APR for 12 months

Purchases, transfers & cash advances. Then 

14.99%-18.00% Variable APR

Up to 3× Points

Earn 2 points per $1—or 3 per $1 with Advantage Checking.

$0 Annual Fee

Keep more of what you earn.

Buy Now Pay Later Eligible

Split larger purchases into fixed-rate monthly payments.

This card also features:

Convenience Features

  •   Acceptance at Millions of Locations Worldwide
  •   25-Day Grace Period on Purchases
  •   24-Hour Cardholder Inquiry Service
  •   Apple Pay™, Google Wallet™ and Samsung Pay™
  •   Mobile and Online Payments

Security Features

  •   Fraud Protection
  •   Contactless Technology
  •   Buyers Protection
  •   Lost or Stolen Card Reporting
  •   Transaction Alerts
  •   Emergency Card Replacement

Travel Benefits

  •   No Foreign Transaction Fees
  •   Travel Accident & Baggage Delay Insurance
  •   Travel Accident Benefit
  •   Baggage Delay Insurance
  •   Signature Concierge
  •   Signature Perks
  •   Auto Rental Collision Damage Waiver
  •   Roadside Dispatch

All Truity Credit Cards Include:

No Annual Fee

Enjoy all the perks of your Truity CU Credit Card with no annual fee!

Travel Benefits

All our cards come with travel accident benefits, baggage delay insurance, and auto rental collision damage waiver coverage.

Tap to Pay

Tap to pay with your contactless card or your digital wallet on your phone or wearable.

25 Day Grace Period

With No Interest Accrual

24/7 Lost or Stolen Card Reporting

Lost or stolen cards are protected against unauthorized use with Visa’s Zero Liability Policy.

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Related Products

Visa Disclosures

Before applying for your Truity Credit Card, please read the Credit Card Holder Agreement below.

Disclosures

56. We add 7.74% to the Prime Rate to determine the APR for A credit; we add 8.74% to the Prime Rate to determine the APR for B credit; we add 9.74% to the Prime Rate to determine the APR for C credit; we add 12.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 - 690; C credit APR you need a credit score of 689 - 650 or higher; for D credit APR you need a credit score of 649 - 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.