Home Equity Loan

With predictable monthly payments and a fixed interest rate, you can plan your budget with confidence. Plus, you can leverage your home’s value without selling it, allowing you to invest in your future while enjoying the comforts of home.

  • Lump Sum Payment
  • Fixed Interest Rate
  • Interest Tax Deductible
  • Structured

Home Equity Line of Credit

With a HELOC, you enjoy the convenience of accessing funds as you need them, making it perfect for ongoing projects or emergencies. Plus, you benefit from competitive interest rates and potential tax advantages on the interest you pay.

  • Borrow as You Need
  • Variable Interest Rate
  • Interest Tax Deductible
  • Flexible

Find a Mortgage Expert

Not sure whether to use a Home Equity Loan or a HELOC? A mortgage expert can help!

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Related Products

Refinance

View current rates and use our mortgage refinance calculator.

Learn More

Line of Credit

Revolving loans with easy-to-access funds!

Learn More

Disclosures

28. Actual interest rates and APRs may vary based on credit history and type of loan applied. Rates and terms are based on an evaluation of each member's credit history, loan-to-value (LTV), occupancy, payment type, loan amount, discount points, and loan purpose, so your rate and terms may differ. Rates are subject to change - information provided does not constitute a loan commitment. We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.

34. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application. The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice. You should always consult a tax advisor about deductibility. Adequate homeowner's insurance coverage is a requirement for this loan. We do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

Truity Federal Credit Union’s NMLS Institution ID# 619450