What's Great About Our Share Secured Card?

Our share-secured credit card helps you build or rebuild your credit by requiring a security deposit as collateral. By making on-time payments, you can improve your credit ratings with the three major credit bureaus.

$0 Annual Fee

and low balance transfer fee of 3% of the amount of the transfer or $10 (whichever is greater)

Fixed APR

APR
WAC

Credit Builder

Perfect for building or rebuilding credit history

This card also features:

Convenience Features

  •   Acceptance at Millions of Locations Worldwide
  •   25-Day Grace Period on Purchases
  •   24-Hour Cardholder Inquiry Service
  •   Apple Pay™, Google Wallet™ and Samsung Pay™
  •   Mobile and Online Payments

Security Features

  •   Fraud Protection
  •   Contactless Technology
  •   Buyers Protection
  •   Lost or Stolen Card Reporting
  •   Transaction Alerts
  •   Emergency Card Replacement

Travel Benefits

  •   Travel Accident Benefit
  •   Baggage Delay Insurance
  •   Auto Rental Collision Damage Waiver

All Truity Credit Cards Include:

No Annual Fee

Enjoy all the perks of your Truity CU Credit Card with no annual fee!

Travel Benefits

All our cards come with travel accident benefits, baggage delay insurance, and auto rental collision damage waiver coverage.

Tap to Pay

Tap to pay with your contactless card or your digital wallet on your phone or wearable.

25 Day Grace Period

With No Interest Accrual

24/7 Lost or Stolen Card Reporting

Lost or stolen cards are protected against unauthorized use with Visa’s Zero Liability Policy.

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Related Products

Visa Disclosures

Before applying for your Truity Credit Card, please read the Credit Card Holder Agreement below.

Share Secured Details

(pdf, 106.0 KB)
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Card Holder Agreement

(pdf, 483.6 KB)
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Disclosures

64. Please see Terms and Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Card Holder Agreement and applicable law.