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Mortgage Refinance
as low as  2.663% APR1

Want a better mortgage? Begin saving money with a mortgage refinance from Truity Credit Union. There are many important factors to consider before refinancing your home. Talk with one of our mortgage experts today to see if now is the right time to refinance your home.

  • Reduce the interest expense
  • Limit the potential downside of an adjustable-rate mortgage (ARM), should rates rise
  • Take "cash out" of the deal to cover remodeling or home addition costs and build equity in your home faster


Type/Term Rate APR
Conventional 30 Year Fixed Rate 3.000% 3.090%
Conventional 15 Year Fixed Rate 2.500% 2.663%
Conventional 10 Year Fixed Rate 2.500% 2.738%
Conventional 5 Year Adjustable Rate - 30 Year Term 3.750% 3.272%
Conventional 3 Year Adjustable Rate - 30 Year Term 4.500% 3.328%
Conventional 1 Year Adjustable Rate - 30 Year Term 4.000% 3.061%

Mortgage Refinance

Lock in a great low rate!


Make Payment

Lower your monthly payment
Change your loan type or term


Home Loan Refinance Calculator

Current Home Loan
New Home Loan


Home Loan Comparison Calculator

Your Home Loan

New Home Loan

(estimated, minus insurance & tax) $0.00


Real People Helping You

Meet our regional mortgage officers.

They are our very own super friendly mortgage experts! Go ahead, ask them anything!

Andrew Harris
NMLS #645896

Regional Mortgage Officer

Becki Gailey
NMLS #993347

Bartlesville Mortgage Officer

Geoff Strole
NMLS #645897

Lawrence Mortgage Officer

Patti Dodrill
NMLS #1086166

Springdale Mortgage Officer


1. All rates shown are based on a 30-day lock on a primary residence for members with excellent credit. Annual Percentage Rates (APRs) for Conventional loans are based on an 75% Loan to Value (LTV), $75,000.00 loan amount. Rates and points are subject to change without notice and may differ as many factors go into providing a mortgage loan.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.