Mortgage Refinance
as low as  3.361% APR*

Want a better mortgage? Begin saving money with a mortgage refinance from Truity Credit Union. There are many important factors to consider before refinancing your home. Talk with one of our mortgage experts today to see if now is the right time to refinance your home.

  • Reduce the interest expense
  • Limit the potential downside of an adjustable-rate mortgage (ARM), should rates rise
  • Take "cash out" of the deal to cover remodeling or home addition costs and build equity in your home faster

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Type/Term Rate APR Points
30 Year Fixed Rate 4.125% 4.189%
20 Year Fixed 3.750% 3.837%
15 Year Fixed Rate 3.250% 3.361%
10 Year Fixed Rate 3.250% 3.410%
5 Year Adjustable Rate - 30 Year Term 3.375% 3.598%
3 Year Adjustable Rate - 30 Year Term 3.875% 3.745%
1 Year Adjustable Rate - 30 Year Term 3.500% 3.677%
3/1 ARM 15 Year Home Equity 5.000% 4.206%
10 Year Fixed Home Equity 5.500% 5.558%
5 Year Fixed Home Equity 4.500% 4.607%
Home Possible Advantage 15 Year Fixed 3.250% 3.361%
Home Possible Advantage 20 Year Fixed 3.750% 3.837%
Home Possible Advantage 30 Year Fixed 4.125% 4.189%
Home Possible Advantage 30 Year 5/1 ARM 3.375% 3.598%

*Important Notices

Rate quotes are based on a 30 day lock; Primary residence, excellent credit, APR based on an 60% LTV, $60,000.00 loan in Bartlesville, OK. Rates and points are subject to change without notice. This information was not compiled in accordance with regulations governing advertising and is not intended for public dissemination. Truity CU is an Equal Housing Lender.
  • The rates shown are for borrowers with excellent credit. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.  
  • The interest rates and annual percentage rate (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home.  
  • Your APR will vary based on your final loan amount and actual finance charges.  
  • Consult your tax advisor about deductibility.  
  • Adequate homeowner's insurance coverage is a requirement for this loan.

*Important Notices

Rate quotes are based on a 30 day lock; Primary residence, excellent credit, APR based on an 60% LTV, $60,000.00 loan in Bartlesville, OK. Rates and points are subject to change without notice. This information was not compiled in accordance with regulations governing advertising and is not intended for public dissemination. Truity CU is an Equal Housing Lender.
  • The rates shown are for borrowers with excellent credit. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.  
  • The interest rates and annual percentage rate (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home.  
  • Your APR will vary based on your final loan amount and actual finance charges.  
  • Consult your tax advisor about deductibility.  
  • Adequate homeowner's insurance coverage is a requirement for this loan.

Mortgage Refinance

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Home Loan Refinance Calculator


Current Home Loan

New Home Loan

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Original Home Loan

Amount Financed Monthly Payment Amount Paid on Original Loan Interest Remaining on Original Loan Interest Rate Term in Months

Refinanced Home Loan

Amount Refinanced Monthly Payment Refinanced Amount Paid Refinanced Interest Paid Interest Rate Term in Years

Refinance Savings

Monthly Payment Savings Refinanced Interest Savings

Detailed Payment Schedule for Refinanced Home Loan

Month Payment Principle Interest Balance


Home Loan Comparison Calculator

Your Home Loan

New Home Loan

(estimated, minus insurance & tax) $0.00
$0.00
$0.00




Current Home Loan

Amount Financed Monthly Payment Total Amount Paid Total Interest Paid Interest Rate Term in Months

Comparison Home Loan

Amount Financed Monthly Payment Total Amount Paid Total Interest Paid Interest Rate Term in Years

Comparison Savings

Monthly Payment Savings Total Interest Savings

Detailed Payment Schedule for Comparison Home Loan

Month Payment Principle Interest Balance
 
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