Guided Investing & Crypto Are Coming Soon to Truity
Truity is excited to introduce new investing opportunities designed to help members take the next step toward their financial goals—all within the convenience of their trusted digital banking experience. Through our upcoming partnership with InvestiFi, members will soon have access to investing tools, guided portfolio options, and cryptocurrency capabilities directly from the Truity app, making it easier to manage everyday finances and long-term financial growth in one place.
As we prepare for launch, here’s a look at some of the investing options and concepts members will soon have access to through Truity.
Not Sure Where to Start?
Guided Investing: A More Structured Approach
If investing feels overwhelming, guided investing may be a good place to begin.
Guided investing (sometimes called automated or “robo” investing) is designed for those who prefer a more hands-off experience. Instead of choosing individual investments yourself, the system helps recommend and manage a portfolio based on your goals and comfort with risk.
How it works:
You’ll answer a few questions about:
- Your financial goals
- Timeline for investing
- Income and savings
- Comfort level with market ups and downs
Based on those answers, a diversified portfolio is recommended to fit your risk tolerance and financial objectives.
Key features:
Diversification:
Your investments are spread across multiple asset types to help balance risk and opportunity.
Automatic Rebalancing:
Over time, market changes can shift your portfolio away from its intended mix. Guided investing helps rebalance investments periodically to keep things aligned with your goals.
Ongoing Management:
Adjustments happen in the background, helping reduce the need to constantly monitor investments yourself.
Why people choose guided investing:
- Simplicity and convenience
- A structured investment strategy
- Less day-to-day involvement
- Confidence in having a portfolio aligned to goals and risk tolerance
Things to keep in mind:
- Investments still carry risk and can fluctuate in value
- Portfolios are based on general inputs and not personalized financial advice
- Fees may apply depending on the service
With InvestiFi, coming soon to Truity:
Guided investing will be integrated into your online banking experience—helping you build and manage a portfolio while keeping your everyday finances and long-term goals connected.
Curious About Crypto?
Cryptocurrency: A New Type of Investment
Cryptocurrency is a newer type of investment that works differently than traditional stocks or funds.
Instead of representing ownership in a company, cryptocurrencies are digital assets powered by blockchain technology—a decentralized system that records transactions securely and transparently.
You may have heard of cryptocurrencies like Bitcoin or Ethereum, but understanding how they work is the first step before considering whether they fit your financial goals.
What is blockchain?
Blockchain is essentially a digital ledger that securely records transactions across a network of computers.
Why it matters:
- Transactions are transparent and verifiable
- Records are designed to be secure and difficult to alter
- It allows digital assets to be transferred without traditional intermediaries
How crypto investing works:
- You buy and sell digital currencies
- Transactions are recorded on the blockchain
- Assets are stored digitally and accessed through secure wallets
Why people explore crypto:
- Interest in emerging technology
- Potential for growth (along with higher volatility)
- Opportunity to diversify beyond traditional investments
Things to keep in mind:
- Cryptocurrency values can fluctuate significantly
- Markets and regulations continue to evolve
- Security and understanding how assets are stored are important
With InvestiFi, coming soon to Truity:
You’ll be able to access cryptocurrency within your Truity experience—allowing you to view and manage digital assets alongside your other financial accounts in one secure environment.
One App. One Place. Seamless Access.
Managing your money shouldn’t require multiple platforms, apps, logins, or transfers.
With InvestiFi integrated into your Truity digital banking experience, you’ll be able to:
- Invest directly from your checking account
- Keep your banking and investing connected
- Access everything within your secure online banking experience
- View your finances in one convenient place
Because investing should feel connected—not complicated.
What’s Next
InvestiFi is coming soon to your Truity app.
Until then, understanding your investing options is the first step toward making informed financial decisions with confidence.
Stay tuned for more details.
*Investing and cryptocurrency services are provided through third-party partners. Securities involve risk, including possible loss of principal. Cryptocurrency is not federally insured and may be subject to significant volatility.