Truity + University of Kansas

Welcome University of Kansas!

Truity Credit Union began as 66 Federal Credit Union in 1939, serving employees of Phillips Petroleum Company in Oklahoma. In 1990, we acquired KU Credit Union and credit union membership was opened to the faculty and staff of the University of Kansas. In 2013, we unified our brands under the name Truity Credit Union, but we've been University partners for more than 25 years.

We make banking easy! With three locations in Lawrence, free online banking and bill pay and a robust mobile app, Truity serves more than 68,000 members all over the country. The credit union is a not-for-profit financial cooperative, and our earnings are paid back to our members in the form of higher savings rates, lower loan rates, and more!

Join Today

Exclusive—Just for You!

Use Promo Code 203 to take advantage of these offers.

Earn $50 when you open a checking account*

  • Free VISA® debit card
  • Free digital banking
  • Free Unlimited Online Bill Pay

Earn $50 when you use Truity for an auto loan**

  • Our low rates can save you money
  • Use the mobile app to shop for a car

Earn $50 when you get a Truity VISA® Credit Card**

  • Earn CURewards™ points on all purchases
  • Add your card to your digital wallet

Earn $50 when you use Truity for a home loan**

  • Our low closing costs can save you money
  • Apply online

Real People Helping You

Audra Fussell

Community Advocate

Meet Audra Fussell—your personal advocate!

Audra has over 13 years of combined experience in management, networking and marketing. In Lawrence, KS, she works with local businesses to offer credit union membership and services to their employees and family members. Giving back to the Lawrence community and growing relationships are her passions. She currently serves on the Douglas County CASA Board of Directors and has roles as Lawrence Chamber Envoy Co-Chair and President for the Lawrence Women’s Network. She is also involved in Lawrence One Million Cups and volunteers at Toys for Tots.

Contact Audra Fussell

Serving up unsurpassed experiences

“I have to say this is the single most pleasant experience I’ve had with a financial institution in the 20 years I’ve had to work with them, business or otherwise. I am telling everyone I talk to how great Truity and the people there have been to us.”

Jean V.

Checking Accounts

Packed with perks – from Consumer loan discounts to Credit + Dark web monitoring and mobile phone coverage – our checking accounts fulfill all your checking needs and more!
Plus, you'll get $50* when you open your checking account.

Need help choosing an account?

Get a side-by-side comparison of all checking accounts. Or, answer a few questions and find the account that fits you.

Compare Accounts or Help me choose

Credit Cards From Truity

Find the credit card that fits your needs and earn $50 when you get a Truity VISA credit card.**


No Annual Fee

Low Interest Rate

Rewards

Signature Rewards

INTRO 0% APR*
for Purchases, Transfers and Cash Advances for 12 Months

Earn 3x Rewards**
16.24% Variable APR*
Credit Limit Min $5,000
No Annual Fee
No Foreign Transactions Fee
24/7 Roadside Dispatch
Buyers Protection
Signature Perks
Plus, Additional Benefits

* As low as Annual Percentage Rate with approved credit.

** Earn 2 points per dollar on purchases, 3 if you have Truity’s Advantage Checking Account.

Learn More

Apply Now

Platinum Rate

INTRO 0% APR*
for Purchases, Transfers and Cash Advances for 12 Months

Lowest Rate Card
14.24% Variable APR*
Credit Limit Min $500
No Annual Fee
Plus, Additional Benefits

* As low as Annual Percentage Rate with approved credit.

Learn More

Apply Now

Share Secured

INTRO 0% APR*
for Purchases, Transfers and Cash Advances for 12 Months

Lowest Rate Card
% Variable APR*
Credit Limit Min $250
No Annual Fee
Buyers Protection
Plus, Additional Benefits

* As low as Annual Percentage Rate with approved credit.

Learn More

Apply Now

Get $50 with your new home loan

Ready to take the next step toward homeownership? Whether purchasing, refinancing or making improvements, we can help you with your homeownership goals.

Talk to a Mortgage Expert or Apply Now or View Rates

If you are a first-time home buyer, learn about the loan process and required documentation.

Save on your auto loan with Truity

Applying for a car loan with Truity Credit Union is easy!

Here's our process:

Submit Application

SSN, income, and employer info may be requested

Find Your Dream Car

Shop online or go to one of our preferred dealers to find the car of your choice.

Sign and Drive Away Happy

Sign at your convenience either via email, at the branch, or a preferred dealership.

Apply Online Shop Online

Contact Us
Copyright © 2024. Truity Credit Union
You're insured

Your savings federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

Disclosures

* Some restrictions apply. Bonus amounts of more than $10 may be reported on IRS form 1099-INT. See branch for details. Join online, bring in flier or show a photo of it when you open your account. Cannot be combined with any other offer. The offers are valid within the first 30 days of account opening.

A savings account of $5.00 is required with the opening of a checking account. Must meet the minimum requirements to open a checking account. See other service fees that apply to all accounts.

**All loans subject to credit approval. CURewards points are not available for the Platinum Rate card.