Truity Credit Union

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Credit Cards

Find the right card for you. Truity Credit Union’s Visa cards feature low interest rates, rewards when you shop and travel benefits—with no annual fee. Now, we also offer Secured Credit Cards for those looking to build or rebuild their credit.

Signature Rewards

Truity Credit Union's Signature Rewards Card

Signature Rewards gives you instant access to dozens of benefits as you earn rewards fast.

INTRO 1.99% APR for Purchases, Transfers and Cash Advances for 15 Months**

No Annual Fee
1.99% INTRO APR**
10.99% - 17.90%
Variable APR*
Up to 3x Rewards
No Foreign Transaction Fee

Platinum Rewards

Truity Credit Union's Platinum Rewards Card

Earn 2x the rewards with Truity's low-rate Platinum Rewards Visa®.*

INTRO 1.99% APR for Purchases, Transfers and Cash Advances for 15 Months**

No Annual Fee
1.99% INTRO APR**
9.99% - 17.90%
Variable APR*
Up to 2x Rewards

Platinum Rate

Truity Credit Union's Platinum Rate Card

Enjoy our lowest APR with an amazing intro rate.

INTRO 1.99% APR for Purchases, Transfers and Cash Advances for 15 Months**

No Annual Fee
1.99% INTRO APR**
8.99% - 17.90%
Variable APR*

Share Secured

Truity Credit Union's Share Secured Card

Build or Rebuild Your Credit History with a Low Rate

Our share secured visa is perfect if you need to build or rebuild your credit history with monthly reporting to all three major credit bureaus.

No Annual Fee
14.99%
Fixed APR*

All Truity Credit Cards Include

No Annual Fee


EMV chip technology

Added layer of security for your credit card

Fraud Protection

If your card is lost or stolen, you’re protected against unauthorized use. Visa’s Zero Liability Policy

25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

* As low as Annual Percentage Rate with approved credit.

** 1.99% APR for 15 months. (Excludes existing Truity credit card balances.) After 15 months, your APR will be variable based on your creditworthiness and the Prime Rate.

¹The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone and report suspicious activity to Truity Credit Union immediately.

Routing Number: 303184652

 

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© 2021. Truity Credit Union is federally insured by the NCUA.