Mortgage access within digital banking will be unavailable Tuesday, March 2, beginning at 7pm CST for scheduled maintenance and lasting up to three hours. We apologize for any inconvenience this may cause.

Truity Credit Union

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Truity Credit Union's Featured Rates

Home Loans as low as

2.662% APR1

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Auto Loans as low as 


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Card Transfers

0% PROMO APR3

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Savings as high as 


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Disclosures

1. All rates shown are based on a 30-day lock on a primary residence for members with excellent credit. Annual Percentage Rates (APRs) for Conventional loans are based on an 75% Loan to Value (LTV), $75,000.00 loan amount. Rates and points are subject to change without notice and may differ as many factors go into providing a mortgage loan.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

2. APR=Annual Percentage Rate. Rate subject to credit approval and criteria. Available for new and refinanced auto loans. Existing Truity Credit Union loans require a 25% balance increase, subject to approval. Loan payment example: $20,000 at 3.29% for 60 months=$361.96 per month. Other rates and terms available. See credit union for details.

3. 0% promotional Annual Percentage Rate (APR) good on cash advances and balance transfers for Truity Visa® cards for six months. Promotional rate supersedes Introductory rate; your balance transfer rate will revert to 1.99% APR for the remaining 15 introductory months from the card-open date (if any), then to your low prevailing variable rate, currently 8.99% - 17.90% APR. A 3% balance transfer or cash advance fee will apply. Transactions must be made from 1/15/21-3/31/21. Excludes existing Truity balances. Truity Credit Union membership is required. This rate is good for members with qualified income, TransUnion credit scores of 650+ and PSCU behavior scores of 690+. Refer to the cardholder agreement for more information. With approved credit.

4. This is the highest APY (Annual Percentage Yield) available today for 60-month share certificates. Please review the current rates offered for all deposit products. A minimum deposit of $500 is required to purchase a certificate and receive the stated APY. Savings rates are subject to change without notice. Fees may reduce earnings on some savings accounts; penalty may be imposed for early withdrawal from share certificates. Many other savings options are available. Be sure to read the Terms and Conditions for the account you select.

Routing Number: 303184652

 

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