Disclosures
18. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account or an established line of credit will take only the amount needed to cover the transaction without any additional fee.
19. Courtesy Pay is a non-contractual courtesy and is discretionary. See the
full disclosure here. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Not available for Fresh Start accounts.
23. To meet the transaction requirement, use your Truity debit card wherever Visa is accepted, including online purchases or payments. ATM transactions will not apply. You can also add your card to your
digital wallet on mobile.
See
Rate and Fee Schedule.
26. Truity Credit Union may make incoming electronic deposits available for use up to two banking days before the scheduled deposit date. Weekends and federal holidays are not banking days. Early availability of deposits depends on when the notification of the deposit is received by Truity. This notification can vary and is under the control of the payer of the deposit – not Truity Credit Union. Early deposit is not a contractual obligation and does not guarantee future early deposits.
27. Truity Credit Union members are eligible for the
Greenlight SELECT plan at no cost when they connect their Truity Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 01/25/2026. Offer subject to change and partner participation.
28. Annual Percentage Yield (APY). 5.00% APY is paid on balances up to $5,000; .10% APY is paid on balances over $5,000 for a blended overall rate; rates effective 5/1/24 and subject to change. The following account qualifications must be met to earn the qualifying APY: (1) Twenty (20) debit card transactions must clear the account,
and (2) a total of $1000 in direct deposit into this checking account by the end of the month. If both are not met, .10% APY will be paid on the balances. One High Yield Checking per account.
Apple Pay is a trademark of Apple Inc.
Android Pay is a trademark of Google Inc.
We’re excited to offer our members easy to use
mobile phone coverage for all phones owned by the primary account holder.
Features included in this coverage are:
- No pre-registration required
- Includes cracked screens, liquid spills, burglary and robbery
- Pays up to $500 minus a $50 deductible
- Two claims per consecutive 12-month period
A waiting period of 30 days applies after your coverage start date for damage or mechanical failure, however there is
no waiting period for theft.
Contact us to start your claim and find your nearest repair facility.