Loan Details & Disclosures
Auto Loans
| Auto Loan | APR | Loan Term |
|---|---|---|
| Autos 2021-New 61 | 6.74% | 60 months |
| Autos 2021-New | 6.99% | 72 months |
| Autos 2021-New | 7.24% | 84 months |
| Autos 2019-2020 | 7.24% | 60 months |
| Autos 2019-2020 | 7.74% | 72 months |
| Autos 2015-2018 | 8.24% | 48 months |
| Autos 2015-2018 | 8.74% | 60 months |
| Autos 2014-Older | 10.74% | 48 months |
Personal Loans
| Advantage Personal 65 | 9.25% | Fixed, 60 month, Min $5,000 |
| Advantage Personal 65 | 9.75% | Fixed, 72 month, Min $20,000 |
| Personal 30 | 11.25% | Fixed, Up to 60 months, 12 Mon Per $1000 |
Line of Credit Loan
| Line of Credit 38 | 11.25% | Fixed, Revolving |
Recreational Loans
| Recreational Loan | APR | Loan Term |
|---|---|---|
| New RVs, Travel Trailers, Boats 31 | 8.99% | Fixed, NADA/Retail 72 months |
| Used RVs, Travel Trailers, Boats | 10.19% | Fixed, NADA/Retail 60 months |
| Other Secured Loans | 10.19% | Fixed, NADA/Retail 60 months |
MyMoney Loans
| MyMoney Loan | APR | Loan Term |
|---|---|---|
| Share Secured 33 | 2% Over Share Rate | Variable, Up to 60 Months, 12 Mon Per $1000 |
| Share Certificate Secured 33 | 2% Over Share Rate | Fixed, Up to 60 Months, 12 Mon Per $1000 |
Home Loans
| Mortgage Loan | APR | Rate |
|---|---|---|
| Conventional 30 Year Fixed Rate | 6.969% | 6.875% |
| Conventional 15 Year Fixed Rate 34 | 6.148% | 6.000% |
| Conventional 10 Year Fixed Rate | 6.038% | 5.875% |
Disclosures
30. Rate subject to credit approval. Personal loan payment example: $5,000 at 11.25% for 60 months=$109.34 per month. Personal loans are cross-collateralized. Terms up to 60 months. Other rates and terms available. See credit union for details.
33. Secured Loan: Up to 60 months. Minimum of 12 Months per $1000. Rate is 2% above share rate and is variable. Share Certificate Secured Loan: Up to 60 months. Minimum of 12 Months per $1000. Rate is 2% above share certificate rate.
34. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application. The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice. You should always consult a tax advisor about deductibility. Adequate homeowner's insurance coverage is a requirement for this loan. We do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.
Truity Federal Credit Union’s NMLS Institution ID# 619450
38. APR = Annual Percentage Rate. With approved credit. Variable rates based on your creditworthiness and subject to change. Monthly payments are 3% of your credit limit or the balance, whichever is less. No origination fee.
61. Auto loan payment example: $20,000 at 6.74% for 60 months=$393.58 per month. Other rates and terms available.
62. Recreational loan payment example: $30,000 at 8.99% for 60 months=$622.61 per month. Other rates and terms available.
65. With approved credit. Rates and terms are based on creditworthiness. Advantage Personal loan payment example: $10,000 borrowed at 9.25% APR for 60 months = $208.80 per month; your actual payment may differ based on your qualifying rate, amount borrowed, and loan term. Origination fee is 2.21% of loan amount, not to exceed $300. These loans will be cross-collateralized.