Digital banking will be unavailable Sunday, December 14, from midnight to 6am, for scheduled maintenance. We apologize for any inconvenience this may cause.

How Penny Works

  1. Call us at 800.897.6991
  2. Listen to the phone menu
  3. Select a supported option like "account services" or "digital banking help"
  4. Penny will step in to assist you right away
    (Tip: Have your Tip: Have your member number ready ready for faster access)

If she can’t help with your request, she’ll transfer you to a Member Consultant.

What's great about Penny?

She’s fast, secure, and ready to assist with these common requests any time:

Check Your Balance

Get real-time balances for checking, savings, and loans.

Search Transactions

Ask Penny about recent deposits, purchases, or payments.

Reset Your Password

If you're locked out of digital banking, Penny can send you a secure reset link.

Make Payments

Pay your Truity credit cards, loans, or mortgages within your Truity account.

Transfer Funds

Move money quickly and easily within your Truity account

Block or Unblock Cards

Securely freeze or unfreeze your debit and credit cards. Perfect for misplaced cards or extra peace of mind.

Frequently Asked Questions

Can I use Penny if I’m deaf or hard of hearing?
Can joint account holders use Penny?
Can Penny enroll me in voice authentication?
Can Penny help if I forget my member number?
Can Penny help me reset my digital banking password?
Can Penny help with business accounts?
Can Penny help with credit card or loan questions?
Can Penny help with everything?
Can Penny make payments from outside accounts?
Can Penny transfer money between accounts?
Do I have to talk to Penny?
Does Penny speak other languages?
How does Penny know it’s me?
How will I know if Penny is helping me?
Is my information safe with Penny?
Is Penny always available?
Is working with Penny different than talking to a Member Consultant?
What happens if I block my card with Penny?
What happens if Penny doesn’t understand me?
What if I don’t receive the one-time code?
What is Penny?
Will Penny send me to a person if needed?
Will Penny’s learning and capabilities expand over time?