New Ways to Take Control of Your Credit and Protect Your Identity
At Truity Credit Union, we’re always looking for ways to help you understand better and improve your financial health. That’s why we’re excited to introduce new optional features inside the MyCredit section of our app. These features are designed to give you deeper insights into your finances and added protection for your personal information.
Understand Your Finances Better
You can now choose to share your annual income and monthly housing payment right in the app. This optional step allows our system to give you a more personalized view of your financial picture.
When you enter this information, the app automatically calculates your Debt-to-Income (DTI) ratio, a simple percentage that shows how much of your income goes toward debt payments. Lenders use this number to help determine creditworthiness, so understanding it can be a big step toward improving your credit health.
You’ll also get tips and recommendations on ways to lower your DTI and strengthen your credit profile.
Protect What Matters Most
We’re also adding Identity Theft Protection from AllState right inside the MyCredit system. If you ever discover that your personal information may have been stolen, you’ll be able to report it directly through the app.
This feature provides:
- Resources and step-by-step next actions
- Forms to help start the recovery process
- Access to identity protection tools and education
You’ll have peace of mind knowing there’s help available the moment you need it.
All of these new tools are completely optional. You can choose to participate or opt out anytime.