All Truity branches will be closed November 23rd and November 24th for the Thanksgiving holiday.

Compare our checking accounts with others, and you’ll be surprised! Packed with perks—from Identity Theft Services, to overdraft protection and ATM surcharge reimbursements—our checking accounts fulfill all your checking needs and more!

Need help choosing an account?

Get a side-by-side comparison of all checking accounts. Or, answer a few questions and find the account that fits you.

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We also have business checking accounts.

All our checking accounts come with these free services to help you manage and maintain your account.

Mobile Deposit

Deposit checks with our mobile app.

More info

Online Banking

Access and manage your account from your PC.

More info

Mobile Banking

Access and manage your account from your mobile device.

More info

Bill Pay

Manage and pay your bills via PC or mobile device.

More info

Fraud Protection

Zero liability on unauthorized debit card charges.

More info

Compare our accounts

Accounts   Minimum Opening Deposit Minimum
to Avoid
Service Charge
Minimum to Earn Dividends Monthly ATM Surcharge Rebate² CURewards™ points earned per dollar spent with Platinum Rewards VISA® card CURewards™ points earned per dollar spent with Signature Rewards VISA® card Free Debit Card Shared Service Center Access Free Mobile Banking/Text Baning/Mobile Deposit Free Online Banking & Bill Pay Free TruityPay (Person-to-Person Payments) Free eStatements Overdraft Protection & Courtesy Pay Free Paper Statement Paper Statement Fee Free Checks Free Domestic Wire Transfers Free Cashier's Checks Free Fax Service

Simple

OPEN $0 N/A $3

Dividend

OPEN $0 $400 (Average Daily Balance) $0 $10.00 for out-of-network ATMs $3
Identity OPEN $0 N/A $1,000 Average Daily Balance $10.00 for out-of-network ATMs

Advantage

OPEN $5,000 $5,000
(Average Daily Balance)
Tiered Dividends¹ $20.00 for out-of-network ATMs
  1. See Advantage dividend tiers.
  2. ATM surcharge reimbursements will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.
†Overdraft Protection
Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.
‡Courtesy Pay
Courtesy Pay is a non-contractual courtesy and is discretionary. Some restrictions apply. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.
  Simple Dividend Identity Advantage
  Manage day-to-day finances without a lot of complex requirements Earn dividends, plus other perks Identity Theft Services, plus additional perks Premiere checking with the most features
  OPEN OPEN OPEN OPEN
Minimum Opening Deposit $0 $0 $0 $5,000
Minimum to Avoid Service Fee N/A

$400
(Avg. Daily
Balance)

N/A

$5,000
(Avg. Daily
Balance)

Monthly Service Charge $0 $8.00
If Average Daily Balance is less than $400.00
$3.00 $10.00
If Average Daily Balance is less than $5,000.00
Mininum to Earn Dividends $0 $1,000
Average Daily Balance
Tiered Dividends1
Monthly ATM Surcharge Reimbursements² $10 for out-of-network ATMs $10 for out-of-network ATMs $20 for out-of-network ATMs
Identity Theft Services
CURewards™ points earned per dollar spent with Platinum Rewards VISA® card
CURewards™ points earned per dollar spent with Signature Rewards VISA® card
Free Debit Card
Shared Service Center Access
Free Mobile Banking/Text Banking/Mobile Deposit
Free Online Banking & Bill Pay
Free TruityPay (Person-to-Person Payments)
Overdraft Protection & Courtesy Pay
Free eStatements
Free Paper Statement
Paper Statement Fee $3 $3
Free Checks
Free Domestic Wire Transfers
Free Cashier's Checks
  OPEN OPEN OPEN OPEN
  1. See Advantage dividend tiers.
  2. Truity ATMs are always free. Out-of-network ATM surcharge reimbursements will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.
†Overdraft Protection
Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.
‡Courtesy Pay
Courtesy Pay is a non-contractual courtesy and is discretionary. Some restrictions apply. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.

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