Truity Credit Union

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Save for Adventure. 4.00% APY (Annual Percentage Yield) High Yield Savings. Effective 8/1/2023; rate subject to change.
Truity is Growing: Olathe, KS, Lawrence, KS, Bartlesville, OK, Houston, TX. See our jobs!
FREE Checking for FREE Spirits! New Accounts Get $100* *Some restrictions apply. Federally insured by NCUA. Offers ends 09/30/23.
Credit Union Give Back Sweepstakes *Subject to Official Rules with alternate no purchase method of entry details: cugivebacksweepstakes.com
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Truity Credit Union's Featured Rates

Home Loans as low as

7.408% APR1

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Auto Loans as low as 

7.24% APR/WAC2

Apply

Credit Cards as low as 

1.99% INTRO APR3

Apply

Savings as high as 

5.25% APY4

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Disclosures

*Credit Union Give Back Sweepstakes: No purchase, entry fee, credit or debit card usage necessary to enter or win. Open to Rewards Program cardholders, who are 18+ and legal residents of 50US/DC/PR. Limit of 4 entries per person-per monthly entry period, regardless of method of entry. Sweepstakes ends 10/29/2023. Void Where Prohibited. Subject to complete Official Rules available at: www.cugivebacksweepstakes.com

Truity Federal Credit Union’s NMLS Institution ID# 619450

1. All rate quotes are based on a 30-day lock on a primary residence purchase for members with excellent credit in Bartlesville, OK. Annual Percentage Rates (APRs) for Conventional loans are based on an 75% LTV, $75,000.00 loan. Refinance rates will differ depending on loan scenario. Rates and points are subject to change without notice. This information was not compiled in accordance with regulations governing advertising and is not intended for public dissemination.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

2. APR=Annual Percentage Rate. Rate subject to credit approval and criteria. Available for new and refinanced auto loans. Existing Truity Credit Union loans require a 25% balance increase, subject to approval. Loan payment example: $20,000 at 6.74% for 60 months=$393.58 per month. Other rates and terms available. See credit union for details.

3. ** 1.99% APR for 15 months. (Excludes existing Truity credit card balances.) After 15 months, your APR will be variable based on your creditworthiness and the Prime Rate.

4. This is the highest APY (Annual Percentage Yield) available today for 60-month share certificates. Please review the current rates offered for all deposit products. A minimum deposit of $500 is required to purchase a certificate and receive the stated APY. Savings rates are subject to change without notice. Fees may reduce earnings on some savings accounts; penalty may be imposed for early withdrawal from share certificates. Many other savings options are available. Be sure to read the Terms and Conditions for the account you select.