Mortgage access within digital banking will be unavailable Tuesday, March 2, beginning at 7pm CST for scheduled maintenance and lasting up to three hours. We apologize for any inconvenience this may cause.

Truity Credit Union

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Conventional Home Loans
as low as  2.662% APR1

Your home is a big decision and the mortgage you choose can have a big impact on your comfort in that home for years to come. We'll help you find the right mortgage for you and your unique needs. Talk with one of our mortgage experts or apply online today.

Conventional Home Loans offer:

  • Low closing costs
  • Competitive fixed and adjustable rates with flexible terms
  • Mortgage insurance premium (MIP) is not required; private mortgage insurance (PMI) is required only with less than 20% down and will automatically drop off when 22% of the loan is paid
  • Financing is available for non owner-occupied homes
  • 25-day closing guarantee!

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Type/Term Rate APR
Conventional 30 Year Fixed Rate 3.125% 3.215%
Conventional 15 Year Fixed Rate 2.500% 2.662%
Conventional 10 Year Fixed Rate 2.500% 2.736%
Conventional 5 Year Adjustable Rate - 30 Year Term 3.750% 3.274%
Conventional 3 Year Adjustable Rate - 30 Year Term 4.500% 3.332%
Conventional 1 Year Adjustable Rate - 30 Year Term 4.000% 3.065%


Lower Rates and Monthly Payments!


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3.125 2.500 2.500


Real People Helping You

Meet our regional mortgage officers.

They are our very own super friendly mortgage experts! Go ahead, ask them anything!

Andrew Harris
NMLS #645896

Regional Mortgage Officer

Becki Gailey
NMLS #993347

Bartlesville Mortgage Officer

Geoff Strole
NMLS #645897

Lawrence Mortgage Officer


1. All rates shown are based on a 30-day lock on a primary residence for members with excellent credit. Annual Percentage Rates (APRs) for Conventional loans are based on an 75% Loan to Value (LTV), $75,000.00 loan amount. Rates and points are subject to change without notice and may differ as many factors go into providing a mortgage loan.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.