All Truity branches will be closed November 23rd and November 24th for the Thanksgiving holiday.

Identity Checking Account

Identity Checking is built around a special perk—Identity Theft Recovery. If you are concerned about protecting your identity from fraudulent evil twins, then this is the account for you. If you suspect your identity has been compromised, we've got you covered.

We’ve partnered with one of the nation’s most trusted names in identity theft protection to provide a comprehensive Identity Theft Recovery services, which will be included at no cost with all Identity checking accounts. If you suspect identity theft, contact us.

Your own personal Recovery Advocate will work with you to:

  • Help you place fraud alerts at credit bureaus
  • Remediate fraudulent transactions, false accounts and/or contracts signed
  • Support law enforcement as they work to stop the criminal use of your identity
  • Recover or replace important compromised, lost or stolen documents

This service automatically covers three generations of your family, including your spouse or domestic partner, dependents under age 25 with the same permanent address (or IRS-qualified dependents), and your parents living with you or in elder care.

Also included is up to $25,000 of Identity Theft Expense Reimbursement Insurance.* This benefit covers out-of-pocket expenses during the recovery of your identity, such as attorney’s fees, lost wages and more.

OPEN »

Account Benefits

Standard Benefits

Type/Term APY Dividend Rate
Identity Checking 0.10% 0.10%
See Other Rates

Identity Checking

$3  a month

Contact Us to Open

FREE Identity theft detection and recovery services²
Earns Dividends¹
FREE Online Banking
FREE Mobile Banking
FREE Text Banking
FREE Debit cards with your choice of debit card design

800.897.6991 | Chat  

Disclosures

Monthly service fee $3.

1. Average Daily Balance of $1,000 is required to earn dividends. Dividends compounded and credited monthly.

2. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

3. Use debit card ten or more times for purchases in the previous 31 day period to qualify. ATM Surcharge Reimbursements up to $10 per month will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.

4. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.

5. Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.

See Rate and Fee Schedule.

Apple Pay is a trademark of Apple Inc.

Android Pay is a trademark of Google Inc.

Federally insured by NCUA.

Follow us