Truity Credit Union

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The right home at the right rate

Ready to take the next step toward homeownership? Whether purchasing, refinancing or making improvements, Truity can help you with your homeownership goals.

Apply Now or Continue Application or View Rates

If you are a first-time home buyer, learn about the loan process and required documentation.

Home Loan Options

Buy or Build

We provide many options for buying or building.

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We help make relocating simpler for eligible employees.

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View current rates and use our mortgage refinance calculator.

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Home Equity

Borrow from the equity in your home to get cash now.

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Home Loan Calculators

Home Loan Calculator

Estimate your monthly mortgage payment.

Calculate Monthly Payment

Home Refinance Calculator

Estimate your monthly payment and find potential monthly savings.

Calculate Your Refinance

Get Your Rate

Estimate your rate, payment, and closing costs.

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Find a Mortgage Expert

From the time you apply until the time you sign, you'll work with the same expert.

Meet the Team

Get Prequalified

The first step in buying a home is getting prequalified—which helps you know how much you can borrow for a home.

Get Prequalified

Home Loans
Made Simple

Applying for a home loan can feel overwhelming.
We're here to help!

Our helpful booklet, Shopping for a Home, de-mystifies the mortgage process and helps you walk you through the ins and outs of selecting, applying for and obtaining a mortgage.

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Serving up unsurpassed experiences

“I have to say this is the single most pleasant experience I’ve had with a financial institution in the 20 years I’ve had to work with them, business or otherwise. I am telling everyone I talk to how great Truity and the people there have been to us.”

Jean V.

We offer new home loans, refinancing, home equity loans, and home equity lines of credit, all with great rates.

Truity Federal Credit Union’s NMLS Institution ID# 619450

1. Variable rate loan. Rates are based on a primary residence purchase for members with excellent credit in Bartlesville, OK. Your rate will be based on credit history and loan type. Rates are accurate as of the date listed and are subject to change anytime. This information was not compiled in accordance with advertising regulations and is not intended for public dissemination.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.