HELOC
as low as  4.00% APR1

A Home Equity Line of Credit, known as a HELOC, is much like a credit card or any other type of open-ended credit. You can borrow money as needed, up to the credit limit your lender assigns, access your loan using our HELOC Gold MasterCard, or by making a transfer into your checking account. A HELOC is a variable-rate loan, so your monthly payments will change based on your outstanding balance and fluctuations in the rate. HELOCs are not available in all states.

If credit card payments are eating up your disposable income each month, or if you need cash to remodel your kitchen, buy a new car, take a vacation, pay off debt or anything else, a home equity line of credit (HELOC) might be your best bet.

These loans let you borrow money using the equity in your home as collateral.

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Type/Term APR
HELOC 4.00%
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Home Equity Line of Credit

Lower rate then most credit cards!

Apply

Make Payment

Use it only when you need it
Borrow from your home's equity
Mastercard for easy access to cash

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Disclosures

1. Rate quotes are based on a 30 day lock; Primary residence, excellent credit, APR based on an 60% LTV, $60,000.00 loan in Bartlesville, OK. Rates and points are subject to change without notice. This information was not compiled in accordance with regulations governing advertising and is not intended for public dissemination. Truity CU is an Equal Housing Lender.

  • The rates shown are for borrowers with excellent credit. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The interest rates and annual percentage rate (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home.
  • Your APR will vary based on your final loan amount and actual finance charges.
  • Consult your tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Annual Percentage Rate/With Approved Credit. Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

Equal Housing LenderWe Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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