Truity Credit Union

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Compare Truity's Credit Cards

Signature Rewards
Signature Rewards
Platinum Rewards
Platinum Rewards
Platinum Rate
Platinum Rate
Share Secured
Share Secured
No Annual Fee
on Transfers and Advances for the first 12 months
on Purchases for the first 15 months
Annual Percentage Rate (APR) for Purchases, Transfers and Advances after the introductory period

10.99% - 17.90%
Variable APR*

9.99% - 17.90%
Variable APR*

8.99% - 17.90%
Variable APR*

Fixed APR*

Credit Limit Minimum $5,000$2,500$500$250
Earns Rewards
Earn 2pt/$1 spent, 3pts/$1 spent with Advantage Checking

Earn 1pt/$1 spent, 2pts/$1 spent with Advantage Checking
Accepted Worldwide
25-Day Grace Period on Purchases
Cardholder Inquiry Service
Apple Pay™/Google Pay™/Samsung Pay
Emergency Card Replacement & Cash Advance
Lost or Stolen Card Reporting
ZERO Liability
EMV Chip Technology
Transaction Alerts
Norton™ ID Navigator
Travel Benefits & Protection
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
No Foreign Transaction Fee
Signature Concierge
Signature Perks
Roadside Dispatch®
Plus More
Year-End Summary Statement
Create Your Own PIN

Truity Credit Cards Include

No Annual Fee

EMV chip technology

Added layer of security for your credit card

Fraud Protection

If your card is lost or stolen, you’re protected against unauthorized use. Visa’s Zero Liability Policy


25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

*0% promotional Annual Percentage Rate (APR) good on cash advances and balance transfers for Truity Visa® cards for 12 months. Promotional rate supersedes Introductory rate; your balance transfer rate will revert to your low prevailing variable rate, currently 8.99% - 17.90% APR. A balance transfer or cash advance fee of 3% or $10, whichever is greater, will apply. Transactions must be made from 1/1/22-3/31/22. Excludes existing Truity balances. Truity Credit Union membership is required. This rate is good for members with qualified income. Refer to the cardholder agreement for more information. With approved credit.

¹$0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verifications, including providing requested information supporting fraudulent use claim.