Compare Credit Cards

Truity Credit Union’s Visa cards feature low interest rates, rewards when you shop and travel benefits—with no annual fee. Now, we also offer Secured Credit Cards for those looking to build or rebuild their credit.
signature-card-angled

Earn rewards faster for travel, gift cards or cash back.

Truity's Signature Rewards Credit Card

  • 3X Rewards
  • Travel Rewards
  • Cash Back
    • Min Limit $5,000
    • Annual Fee $0
    • Grace Period 25 days
    • Rate Type VARIABLE
    • INTRO Rate/Term 0%
    • INTRO Term 12 months
    • Min APR 15.24%
    • Max APR 18.00%
    Isolated-Classic-Card-Angled

    Enjoy our lowest APR with an amazing intro rate.

    Truity's Platinum Rate Credit Card

  • No Annual Fee
  • Debt Consolidation
  • Low Rate
    • Min Limit $500
    • Annual Fee $0
    • Grace Period 25 days
    • Rate Type VARIABLE
    • INTRO Rate/Term 0%
    • INTRO Term 12 months
    • Min APR 13.24%
    • Max APR 18.00%
    Isolated-Classic-Card-Angled (1)

    Build or Rebuild Your Credit History with a Low Rate.

    Truity's Share Secured Credit Card

  • Credit Builder
  • Limit Based on Deposit
  • Low Fixed Rate
    • Min Limit $250
    • Annual Fee $0
    • Grace Period 25 days
    • Rate Type FIXED
    • Balance Transfer Rate 3%
    • Min APR 10.99%
    • Max APR 10.99%

    All Truity Credit Cards Include:

    No Annual Fee

    Enjoy all the perks of your Truity CU Credit Card with no annual fee!

    Travel Benefits

    All our cards come with travel accident benefits, baggage delay insurance, and auto rental collision damage waiver coverage.

    Tap to Pay

    Tap to pay with your contactless card or your digital wallet on your phone or wearable.

    25 Day Grace Period

    With No Interest Accrual

    24/7 Lost or Stolen Card Reporting

    Lost or stolen cards are protected against unauthorized use with Visa’s Zero Liability Policy.

    3% Balance Transfer/Cash Advance Fee

    3% or $10 fee, whichever is greater

    Disclosures

    46. We add 5.74% to the Prime Rate to determine the APR for A credit; we add 6.74% to the Prime Rate to determine the APR for B credit; we add 7.74% to the Prime Rate to determine the APR for C credit; we add 10.74% to the Prime Rate to determine the APR for D credit; we add 14.65% to the Prime Rate to determine the APR for E credit. To receive A credit APR you need a credit score of 740 or higher; B credit APR you need a credit score of 739 - 690; C credit APR you need a credit score of 689 - 650 or higher; for D credit APR you need a credit score of 649 - 620; for E credit APR you need a credit score of 619 or lower. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.

    58. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone and report suspicious activity to Truity Credit Union immediately.

    Read More