Compare Credit Cards - Truity Credit Union

Compare Truity's Credit Cards	Signature Rewards	Platinum Rewards	Platinum Rate	Share Secured
No Annual Fee
1.99% INTRO APR/WAC* on Purchases for the first 15 months
Annual Percentage Rate (APR) for Purchases, Transfers and Advances after the introductory period	Variable APR* 15.74% - 18.00% Variable APR*	Variable APR* 14.74% - 18.00% Variable APR*	Variable APR* 13.74% - 18.00% Variable APR*	10.99% Fixed APR* - Fixed APR*
Credit Limit Minimum	$5,000	$2,500	$500	$250
Earns Rewards	Earn 2pt/$1 spent, 3pts/$1 spent with Advantage Checking	Earn 1pt/$1 spent, 2pts/$1 spent with Advantage Checking
Convenience
Accepted Worldwide
25-Day Grace Period on Purchases
Cardholder Inquiry Service
Apple Pay™/Google Pay™/Samsung Pay
Security
Emergency Card Replacement & Cash Advance
Lost or Stolen Card Reporting
ZERO Liability
Contactless Technology
Transaction Alerts
Norton™ ID Navigator
Travel Benefits & Protection
Auto Rental Collision Damage Waiver
Travel Accident & Baggage Delay Insurance
No Foreign Transaction Fee
Signature Concierge
Signature Perks
Roadside Dispatch®
Plus More
Year-End Summary Statement
Create Your Own PIN

Truity Credit Cards Include

No Annual Fee

Contactless technology

Tap to pay where you see the contactless symbol

Fraud Protection

If your card is lost or stolen, you’re protected against unauthorized use. Visa’s Zero Liability Policy.¹

25

25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

** 1.99% APR for 15 months. (Excludes existing Truity credit card balances.) After 15 months, your APR will be variable based on your creditworthiness and the Prime Rate.

The Platinum Rewards and Signature Rewards cards offer CURewards™ points. With the Signature Rewards card, earn 2 points for every dollar in purchases—3 if you also have an Advantage Checking account. With the Platinum Rewards card, earn 1 points for every dollar in purchases—2 if you also have an Advantage Checking account. Redeem your points for quality merchandise, travel, cash back or gift cards.

¹$0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verifications, including providing requested information supporting fraudulent use claim.