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Truity Credit Union

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Compare Truity's Credit Cards

Signature Rewards
Signature Rewards
Platinum Rate
Platinum Rate
Share Secured
Share Secured
No Annual Fee
on Purchases for the first 12 months
Annual Percentage Rate (APR) for Purchases, Transfers and Advances after the introductory period

16.24% - 18.00%
Variable APR*

14.24% - 18.00%
Variable APR*

Fixed APR*

Credit Limit Minimum $5,000$500$250
Rewards Rate
Earn 2pt/$1 spent, 3pts/$1 spent with Advantage Checking
Bonus Rewards
Earn 10,000 bonus points after $3,000 in purchases in the first 90 days of account opening. Plus, earn another 10,000 bonus points after $25,000 in purchases annually.
Accepted Worldwide
25-Day Grace Period on Purchases
Cardholder Inquiry Service
Apple Pay™/Google Pay™/Samsung Pay
Emergency Card Replacement & Cash Advance
Lost or Stolen Card Reporting
ZERO Liability
EMV Chip Technology
Transaction Alerts
Norton™ ID Navigator
Travel Benefits & Protection
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
No Foreign Transaction Fee
Signature Concierge
Signature Perks
Roadside Dispatch®
Plus More
Year-End Summary Statement
Create Your Own PIN

Truity Credit Cards Include

No Annual Fee

EMV chip technology

Added layer of security for your credit card

Fraud Protection

If your card is lost or stolen, you’re protected against unauthorized use. Visa’s Zero Liability Policy


25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

**0.00% APR for 12 months. (Excludes existing Truity credit card balances.) After 12 months, your APR will be variable based on your creditworthiness and the Prime Rate.

The Signature Rewards card offers CURewards™ points. With the Signature Rewards card, earn 2 points for every dollar in purchases—3 if you also have an Advantage Checking account. Redeem your points for quality merchandise, travel, cash back or gift cards.

¹$0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verifications, including providing requested information supporting fraudulent use claim.