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Discover a Better Way to Bank

Earn up to 5.00% APY73 on your High Yield Checking Account.

On balances up to $5,000 with monthly debit and direct deposit requirements.

Open High Yield Checking
Takes minutes to open.
Happy Truity members
75,000+ Members NCUA Insured Not‑for‑Profit

High Yield Options

Earn more on your balance.

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Enjoy early access to your paycheck with Truity's direct deposit feature.

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Zero Liability

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Compare Checking Accounts

High Yield Checking

High-Rate Dividends

Benefits:
  • $0 to Open
  • Up to 5.00% APY73
  • Overdraft Protection
  • No Service Fee
Open High Yield Checking View All Features
Requirements:
  • APY paid on balances up to $5,000 with 20 debit card purchases and $1,000 in direct deposits each month.

Preferred Checking

All The Perks

Benefits:
  • $0 to Open
  • Identity Theft Services
  • .25% Consumer Loan Discount
  • Up to 0.05% APY49
Open Preferred Checking View All Features
Requirements:
  • Free with 20+ monthly debit purchases (otherwise $5/mo).

Disclosures

49. Preferred Checking is FREE, or $5.00 monthly service charge if less than 20 debit card transactions per month.

73. Annual Percentage Yield (APY). 5.00% APY is paid on balances up to $5,000; .10% APY is paid on balances over $5,000 for a blended overall rate; rates effective 5/1/24 and subject to change. The following account qualifications must be met to earn the qualifying APY: (1) Twenty (20) debit card transactions must clear the account, and (2) a total of $1000 in direct deposit into this checking account by the end of the month. If both are not met, .10% APY will be paid on the balances. One High Yield Checking per account.