Other Loan Options & Tools
The rates shown are for borrowers with excellent credit. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit. The interest rates and annual percentage rate (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home. Your APR will vary based on your final loan amount and actual finance charges. Consult your tax advisor about deductibility. Adequate homeowner's insurance coverage is a requirement for this loan. The Annual Percentage Rate is based on the value of an index, (the weekly average yield on United States Treasury securities adjusted to a constant maturity of one year) plus a margin. The margin will be added to the index and will range from 3.5% to 5.125% to determine your actual interest rate. The interest rate is adjustable and can change each calendar quarter.
We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.
**Annual Percentage Rate/With Approved Credit. Available for new and refinanced auto loans on model years 2013 and newer. Existing Truity Credit Union loans require a 25% balance increase, subject to terms. Fixed rate with terms up to 60 months. Loan payment example: $15,000 at 3.39% for 60 months = $272.14 per month. Other rates and terms available.
†Please see Terms and Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Card Holder Agreement and applicable law.
Motorcycles over 750cc., Motorcycles 600-749 cc., and New/Used RVs, Travel Trailers and Boats: 90% of Purchase / NADA Used or Average Retail
Used RVs, Travel Trailers, Boats, Motorcycles (750cc. & over and all year models under 750cc.): 90% of NADA Loan Value
Jet Skis, Wave Runners, ATVs, Tractors, Mowers, and Horse Trailers: New: Up to 90% of Purchase Price; Used: Up to 90% of NADA Used Trade-in
§Personal loans are cross-collateralized. Terms up to 60 months.
Secured Loan: Up to 60 months. Minimum of 12 Months per $1000. Rate is 2% above share rate and is variable.
Share Certificate Secured Loan: Up to 60 months. Minimum of 12 Months per $1000. Rate is 2% above share certificate rate.