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Dividend Checking Account

With a dividend checking account, you will earn dividends like a savings account. Packed with perks—from Mobile Banking, to overdraft protection and ATM reimbursement—this checking account fulfills all your checking needs.

Account Benefits

  • Dividends compounded and credited monthly.
  • No ATM fees with Truity Credit Union ATMs, and we'll reimburse the ATM fees other banks charge, up to $10 per month¹

Standard Benefits


Type/Term APY Dividend Rate
Dividend Checking 0.10% 0.10%
See Other Rates

Dividend Checking

$0 to open

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Earns Dividends
Online Banking
Mobile Banking
Text Banking
Debit cards with your choice of debit card design 

800.897.6991  Chat  


Monthly service fee of $8 if average daily balance is below $400.00. Dividends compounded and credited monthly.

$3 fee for paper statements

1. Use debit card ten or more times for purchases in the previous 31 day period to qualify. ATM Surcharge Reimbursements up to $10 per month will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.
4. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.
5. Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.
See Rate and Fee Schedule. Apple Pay is a trademark of Apple Inc. Android Pay is a trademark of Google Inc. Federally insured by NCUA.