Truity Credit Union

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What's the best Truity credit card for you?

We'll help you find out. This quiz asks pertinent questions about credit score, lifestyle and spending habits and other factors to help you find the best credit card for your spending habits.

0% Promo APR* on Transfers and Cash Advances for 12 Months

Plus 1.99% INTRO APR on purchases for 15 months with our Platinum Rate, Platinum Rewards and Signature Rewards cards.

Then continue to save with a variable rate as low as 8.99% APR.*

Which credit card feature listed below is most important to you?

How would you rate your credit score?

How do you manage your credit card balances?

What type of checking account do you have?

How would you describe your travel habits?

Are great Rewards or a Low Rate more important to you?

Based upon your choices, we suggest the following credit card

 
Platinum Rewards

Platinum Rewards

Earn rewards with Truity's low-rate, no annual fee Platinum Rewards Visa

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 1 point per $1 on purchases, 2 if you have Advantage Checking*

This Card's Features Also Include:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

What type of checking account do you have?

How would you describe your travel habits?

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

How do you manage your credit card balances?

Based upon your choices, we suggest the following credit card

 
Platinum Rate

Platinum Rate

Enjoy our lowest APR with an amazing intro rate

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then then 8.99%-17.90% Variable APR*

Exclusive feature
 

Lowest Rate Card
This card carries Truity's lowest variable rate

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

How do you manage your credit card balances?

What type of checking account do you have?

How would you describe your travel habits?

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

Based upon your choices, we suggest the following credit card

 
Platinum Rewards

Platinum Rewards

Earn rewards with Truity's low-rate, no annual fee Platinum Rewards Visa

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 9.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 1 point per $1 on purchases, 2 if you have Advantage Checking*

This Card's Features Also Include:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

How would you rate your credit score?

How do you manage your credit card balances?

Based upon your choices, we suggest the following credit card

 
Share Secured

Share Secured

Placeholder tagline

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

Fixed Rate
14.99%

on transfers, cash advances, and purchases

Exclusive feature
 

Fixed Rate Card
The stability of a fixed rate with the flexibility of a credit card

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

How would you rate your credit score?

How do you manage your credit card balances?

What type of checking account do you have?

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

Based upon your choices, we suggest the following credit card

 
Signature Rewards

Signature Rewards

A Signature Rewards card gives you instant access to dozens of benefits in addition to the rewards you earn

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

PROMO Rate
0%

on transfers
+ cash advances for 12 months
INTRO rate of 1.99% on purchases for 15 months, then 10.99%-17.90% Variable APR*

Exclusive feature
 

Earns Rewards
Earn 2 points per $1 on purchases, 3 if you have Advantage Checking*

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • No Foreign Transaction Fees
  • Travel and Emergency Assistance Services
  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Signature Concierge
  • Signature Perks
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

How do you manage your credit card balances?

Based upon your choices, we suggest the following credit card

 
Share Secured

Share Secured

Placeholder tagline

Apply Now

Annual Fee
$0

& Low Balance Transfer Fee
3% of the amount of the transfer or $10 (whichever is greater)

Fixed Rate
14.99%

on transfers, cash advances, and purchases

Exclusive feature
 

Fixed Rate Card
The stability of a fixed rate with the flexibility of a credit card

This Card Also Features:

No Annual Fee


 

Convenience

  • Acceptance at Millions of Locations Worldwide
  • 25-Day Grace Period on Purchases
  • 24-Hour Cardholder Inquiry Service
  • Apple Pay
  • Mobile and Online Payments
 

Security

  • ZERO Fraud Liability
  • EMV Chip Technology
  • Lost or Stolen Card Reporting
  • Credit Card Alerts
  • Emergency Card Replacement
 

Travel Benefits

  • Travel Accident Benefit
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver
 

Plus

  • Create Your Own Pin
  • Design Your Own Card
  • Year-End Statement
 

*See Disclosures for this account

*0% promotional Annual Percentage Rate (APR) good on cash advances and balance transfers for Truity Visa® cards for 12 months. Promotional rate supersedes Introductory rate; your balance transfer rate will revert to your low prevailing variable rate, currently 8.99% - 17.90% APR. A balance transfer or cash advance fee of 3% or $10, whichever is greater, will apply. Transactions must be made from 1/1/22-3/31/22. Excludes existing Truity balances. Truity Credit Union membership is required. This rate is good for members with qualified income. Refer to the cardholder agreement for more information. With approved credit.

Routing Number: 303184652

 

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