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Christmas Savings
as high as 0.25% APY

A Christmas Club account lets you save for holiday spending in advance rather than relying on credit cards at the last minute. You can arrange to have the money deducted directly from your paycheck, making saving as painless as possible.

  • Open a Christmas Savings account in a branch, over the phone, or online.
  • Setup regular transfer or payroll deduct to meet your savings goals.
  • Christmas Club Account funds are available from November 1 – December 31. Early withdrawals will be charged a fee of $10.00.


Account APY Dividend Rate
Savings 0.25% 0.25%
See Other Rates

Christmas Savings Account

Set up in Online Banking

Start Now

Earns dividends
Plan ahead for the holidays
Funds available Nov 1- Dec 31
Fast, easy set up
Online Banking
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800.897.6991  Chat  

Christmas Savings Growth Calculator

Compounded Monthly


Initial Deposit Monthly Deposit Rate of Return Years to Save Total of Annual Deposits Total Interest Deposited Total Investment
 (compounded monthly)

Detailed Summary for Savings Account

Year Annual Additions Annual Interest Paid Balance
Fees may reduce the earnings on some accounts. Annual Percentage Yield applies when the dividend is reinvested in the account.
See Rate and Fee Schedule.
Rates are subject to change without notice.
Federally insured by NCUA.