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Business Savings
as high as 1.80% APY

A Share Savings Account is part of every member’s ownership in Truity Credit Union and that is no different for our business members. It starts as soon as you join, and you can deposit and withdraw money at your convenience. And as long as you maintain a $25 minimum balance, the account is always free, is included with every membership, and it makes you eligible for all other services. Daily dividends are posted to your Share account on the first day of each new quarter.

Business Sub-share Accounts

  • Use for taxes, a special event, payroll expenses, or quarterly bills
  • No minimum or opening balance requirements
  • Earn dividends

Business Money Market Accounts

  • Competitive rate
  • Secured by the NCUA up to $250,000
  • No penalty for early withdrawal
  • Transfers from a money market or a savings account to another account or to third parties by pre-authorized, automatic, Internet, telephone or other electronic means, along with checks and debit cards, are limited to six per calendar month or statement cycle.

Business Share Certificates

  • Minimum balance of $500
  • Earns higher interest rates
  • Terms from 91 days to 12 months
See Business Rate Fee & Schedule
Type/Term APY Dividend Rate
Savings 0.25% 0.25%
Performance Fund $0-$999 0.10% 0.10%
Performance Fund $1,000-$4,999 0.10% 0.10%
Performance Fund $5,000-$9,999 0.10% 0.10%
Performance Fund $10,000-$24,999 0.15% 0.15%
Performance Fund $25,000-$49,999 0.20% 0.20%
Performance Fund $50,000-$74,999 0.25% 0.25%
Performance Fund $75,000+ 0.30% 0.30%
Performance Plus $0-$999 0.10% 0.10%
Performance Plus $1,000-$2,499 0.10% 0.10%
Performance Plus $2,500-$9,999 0.10% 0.10%
Performance Plus $10,000-$24,999 0.25% 0.25%
Performance Plus $25,000-$49,999 0.90% 0.90%
Performance Plus $50,000-$99,999 1.00% 1.00%
Performance Plus $100,000-$199,999 1.10% 1.09%
Performance Plus $200,000+ 1.20% 1.19%
Advantage Money Market $0-$49,999 0.15% 0.15%
Advantage Money Market $50,000-$99,999 1.10% 1.09%
Advantage Money Market $100,000-$199,999 1.20% 1.19%
Advantage Money Market $200,000-$499,999 1.35% 1.34%
Advantage Money Market $500,000+ 1.50% 1.49%
Share Certificate 91 Days* 0.50% 0.50%
Share Certificate 182 Days 1.00% 1.00%
Share Certificate 12 Mos. 1.80% 1.79%
See Business Rate Fee & Schedule

Business Savings Account

$ 25 to open

Establishes Truity Membership

Ask to Open Account
Earns dividends
Savings & Certificate Accounts Available
Business Certificates Start at $500
Online Banking
Mobile Banking
Text Banking

 800.897.6991

Business Share Certificate Calculator

0.50 1.00 1.80
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Disclosures
An early withdrawal penalty will be imposed if Share Certificate funds other than credited dividends are withdrawn before the maturity date. A certificate may not be reduced below the required minimum balance. Share Certificates and HSA Certificates with terms of 24 months or less will forfeit 90 days of dividends whether earned or unearned. Share Certificates and HSA Certificates with terms greater than 24 months will forfeit 182 days of dividends whether earned or unearned. 91 Day Jumbo Certificates will forfeit 7 days of dividends whether earned or unearned.
*11 Month, 19 Month, and 91 Day Certificate not available for IRA.
Fees may reduce the earnings on some accounts. Annual Percentage Yield applies when the dividend is reinvested in the account.
See Rate and Fee Schedule.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.


Rates are subject to change without notice.
Federally insured by NCUA.