Truity Credit Union

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Business Savings
as high as 2.50% APY

A Share Savings Account is part of every member’s ownership in Truity Credit Union and that is no different for our business members. It starts as soon as you join, and you can deposit and withdraw money at your convenience. Dividends are posted monthly.

Business Sub-share Accounts

  • Use for taxes, a special event, payroll expenses, or quarterly bills
  • No minimum or opening balance requirements
  • Earn dividends

Business Money Market Accounts

  • Competitive rate
  • Secured by the NCUA up to $250,000
  • No penalty for early withdrawal
  • Transfers from a money market or a savings account to another account or to third parties by pre-authorized, automatic, Internet, telephone or other electronic means, along with checks and debit cards, are limited to six per calendar month or statement cycle.

Business Share Certificates

  • Minimum balance of $500
  • Earns higher interest rates
  • Terms from 91 days to 12 months
See Business Rate Fee & Schedule

Business Deposit Rates

Account/Tier APY Dividend Rate
Savings13 0.15% 0.15%
Business Name It Save It 2.50% 2.47%
Business Premier Savings $0-$49,999 0.85% 0.85%
Business Premier Savings $50,000-$99,999 1.10% 1.09%
Business Premier Savings $100,000-$149,999 1.15% 1.14%
Business Premier Savings $150,000-$199,999 1.20% 1.19%
Business Premier Savings $200,000-$500,000 2.53% 2.50%
Business Performance Plus $0-$9,999 0.55% 0.55%
Business Performance Plus $10,000-$24,999 0.60% 0.60%
Business Performance Plus $25,000-$49,999 0.65% 0.65%
Business Performance Plus $50,000-$99,999 0.70% 0.70%
Business Performance Plus $100,000-$199,999 0.75% 0.75%
Business Performance Plus $200,000-$499,999 0.80% 0.80%
Business Performance Plus $500,000+ 0.85% 0.85%
Business Advantage Money Market $0-$49,999 0.65% 0.65%
Business Advantage Money Market $50,000-$99,999 0.80% 0.80%
Business Advantage Money Market $100,000-$199,999 0.85% 0.85%
Business Advantage Money Market $200,000-$499,999 0.90% 0.90%
Business Advantage Money Market $500,000+ 0.95% 0.95%
Share Certificate 91 Days12 1.16% 1.15%
Share Certificate 182 Days 1.25% 1.24%
Share Certificate 12 Month 1.35% 1.34%
See Business Rate Fee & Schedule

Business Savings Account

$ 25 to open

Establishes Truity Membership

Ask to Open Account
Earns dividends
Savings & Certificate Accounts Available
Business Certificates Start at $500
Digital Banking

 800.897.6991

Business Share Certificate Calculator

1.15 1.25 1.35
$0.00

Calculate

Disclosures
12. 11 Month and 91 Day Certificate not available for IRA.
20. One Business Name It Save It share per account. Four FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $100,000.00. Balance over $100,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.
21. One Business Premier Savings share per account. Two FREE withdrawals every 12-month period from open date; $20.00 fee for all other withdrawals. Minimum opening balance required is $50,000. Maximum balance is $500,000.00. Balance over $500,000.00 will be automatically moved to the Primary Share of the account. Not available for overdraft protection or automated withdrawals.
Fees may reduce the earnings on some accounts. Annual Percentage Yield applies when the dividend is reinvested in the account. Rates are subject to change without notice.
An early withdrawal penalty will be imposed if Share Certificate funds other than credited dividends are withdrawn before the maturity date. A certificate may not be reduced below the required minimum balance. Share Certificates and HSA Certificates with terms of 24 months or less will forfeit 90 days of dividends whether earned or unearned. Share Certificates and HSA Certificates with terms greater than 24 months will forfeit 182 days of dividends whether earned or unearned. 91 Day Jumbo Certificates will forfeit 7 days of dividends whether earned or unearned.

The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.


See Rate and Fee Schedule.
Rates are subject to change without notice.
Truity Credit Union is federally insured by NCUA.