Truity Credit Union

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Business Savings
as high as 1.40% APY

A Share Savings Account is part of every member’s ownership in Truity Credit Union and that is no different for our business members. It starts as soon as you join, and you can deposit and withdraw money at your convenience. And as long as you maintain a $25 minimum balance, the account is always free, is included with every membership, and it makes you eligible for all other services. Daily dividends are posted to your Share account on the first day of each new quarter.

Business Sub-share Accounts

  • Use for taxes, a special event, payroll expenses, or quarterly bills
  • No minimum or opening balance requirements
  • Earn dividends

Business Money Market Accounts

  • Competitive rate
  • Secured by the NCUA up to $250,000
  • No penalty for early withdrawal
  • Transfers from a money market or a savings account to another account or to third parties by pre-authorized, automatic, Internet, telephone or other electronic means, along with checks and debit cards, are limited to six per calendar month or statement cycle.

Business Share Certificates

  • Minimum balance of $500
  • Earns higher interest rates
  • Terms from 91 days to 12 months
See Business Rate Fee & Schedule
Type/Term APY Dividend Rate
Savings 0.25% 0.25%
Performance Fund $0-$999 0.10% 0.10%
Performance Fund $1,000-$4,999 0.10% 0.10%
Performance Fund $5,000-$9,999 0.10% 0.10%
Performance Fund $10,000-$24,999 0.15% 0.15%
Performance Fund $25,000-$49,999 0.20% 0.20%
Performance Fund $50,000-$74,999 0.25% 0.25%
Performance Fund $75,000+ 0.30% 0.30%
Performance Plus $0-$999 0.10% 0.10%
Performance Plus $1,000-$2,499 0.10% 0.10%
Performance Plus $2,500-$9,999 0.10% 0.10%
Performance Plus $10,000-$24,999 0.25% 0.25%
Performance Plus $25,000-$49,999 0.60% 0.60%
Performance Plus $50,000-$99,999 0.65% 0.65%
Performance Plus $100,000+ 0.70% 0.70%
Advantage Money Market $0-$49,999 0.15% 0.15%
Advantage Money Market $50,000-$99,999 0.70% 0.70%
Advantage Money Market $100,000-$199,999 0.75% 0.75%
Advantage Money Market $200,000+ 0.80% 0.80%
Share Certificate 91 Days* 0.50% 0.50%
Share Certificate 182 Days 0.80% 0.80%
Share Certificate 12 Mos. 1.40% 1.39%
See Business Rate Fee & Schedule

Business Savings Account

$ 25 to open

Establishes Truity Membership

Ask to Open Account
Earns dividends
Savings & Certificate Accounts Available
Business Certificates Start at $500
Online Banking
Mobile Banking
Text Banking

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Business Share Certificate Calculator

0.50 0.80 1.40

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Disclosures

Early withdrawal on certificates 91 days through 24 months will result in a penalty equal to 90 days dividend, at the certificate rate, on the amount withdrawn. 91 day Money Market certificate early withdrawal penalty is equal to 7 days dividends whether earned or unearned. Early withdrawal on certificates over 24 months will result in a penalty equal to 182 days dividend, at the certificate rate, on the amount withdrawn. A certificate may not be reduced below the required minimum balance.

* 19 Month and 91 Day Certificate not available for IRA.

Fees may reduce the earnings on some accounts. Annual Percentage Yield applies when the dividend is reinvested in the account.

See Rate and Fee Schedule.

Rates are subject to change without notice.

Federally insured by NCUA.