Introducing Buy Now, Pay Later!

• 10/1/2024

If you are a Truity Signature Rewards or Platinum Rate Visa Cardholder, you might now be eligible to pay off qualifying purchases at a lower interest rate over a selected period of time!

Buy Now, Pay Later offers installment plans for those larger purchases with a fixed APR and fixed monthly payments. Buy Now, Pay Later will be available on eligible purchases over $100 and have term lengths between 3 months and 18 months depending on the amount of the transaction. Members can now enroll in and manage installment plans directly from digital banking!

No new line of credit. No credit checks. No impact to your credit score. Just another helpful tool to see you achieve your financial goals with Truity Credit Union.

Criteria for Eligibility:

• Must have a Platinum Rate or Signature Rewards card
• Your card account must have been open at least 13 months
• Card must have minimum credit limit of $500 or more
• Member must have a credit score of 640 or higher
• Promotional rates of less than posted rates will not qualify for offers

  Ex: members rate may be between 14.24-18%. Promo offer of 2% will not be eligible for Buy Now Pay Later

Please reach out to our Contact Center at 800.897.6991 with any questions.