Eight Things To Do if Your Identity is Stolen
It can happen to anyone. Identity theft is one of the top ranking crimes hitting people world-wide. Here's what to do if you find yourself a victim of identity theft.
Lock the compromised account
Dispute any fraudulent charges on your compromised accounts and ask to have them locked, or even shut down.
Place a fraud alert on your credit reports
This helps alert creditors that someone may be trying to open accounts in your name.
Consider a credit freeze
This will make it impossible for the scammer to open a credit line or loan in your name.
Alert the FTC
Visit identitytheft.gov and follow the site’s instructions.
Strengthen your passwords
In addition to changing them, use strong and different passwords for all your online accounts.
Check your account statements
It’s best to do so frequently to look for suspicious activity.
Open new credit cards and accounts
Replace compromised accounts that you’ve shut down so you can be inconvenienced as little as possible.
Repair your credit
Be extra careful about paying your bills on time and keeping your credit utilization low.