9 Things to do if Your Identity is Stolen

• 1/29/2020

1. Lock the compromised account. Dispute any fraudulent charges on your compromised accounts and ask to have them locked, or even shut down.
2. Place a fraud alert on your credit reports. This helps alert creditors that someone may be trying to open accounts in your name.
3. Consider a credit freeze. This will make it impossible for the scammer to open a credit line or loan in your name.
4. Alert the FTC. Visit identitytheft.gov and follow the site’s instructions.
5. Strengthen your passwords. In addition to changing them, use strong and different passwords for all your online accounts.
6. Check your account statements. It’s best to do so frequently to look for suspicious activity.
7. Open new credit cards and accounts. Replace compromised accounts that you’ve shut down so you can be inconvenienced as little as possible.
8. Repair your credit. Be extra careful about paying your bills on time and keeping your credit utilization low.
9. Sign up for Truity’s Identity Checking account. Call, click or come by your nearest location to ask about Identity Checking. You get all the usual perks plus you can earn dividends and access free identity theft detection and recovery services.  For the cost of a cup of coffee each month, you and your family can be protected in case your identity or financial information is ever stolen. We do the work for you. 

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