Ready to Get Cash from Your Home?

Home equity Loan vs. Heloc

Get Cash From Your Home

More than half of our members use their Home Equity Loan or HELOC to make repairs or improvements on their home, but the truth is these loans can be used for anything at all. Debt consolidation, college tuition, a dream vacation, a new car—members have used their home equity loans for all of these!

Use cash from your home for things like:
  • Home improvements
  • Emergency expenses
  • Wedding expenses
  • Consolidating debt
  • College expenses

Home Equity Loan vs. HELOC

A home equity loan and a home equity line of credit (HELOC) are two types of second mortgages that allow you to get cash from the equity you have accumulated from your home.

Determining whether to use a home equity loan or a HELOC is not always a simple task. Take our quiz to help determine which loan fits your needs.

What loan is right for me?

  HELOC Home Equity Loan
Lump Sum Payment
Fixed Interest Rate
Variable Interest Rate
Borrow as You Need
Interest Tax Deductible*
*Consult your tax adviser to be sure

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Real People Helping You

Meet our regional mortgage officers.

They are our very own super friendly mortgage experts! Go ahead, ask them anything!

Andrew Harris

Regional Mortgage Officer

Becki Gailey

Bartlesville Mortgage Officer

Geoff Strole

Lawrence Mortgage Officer

Patti Dodrill

Springdale Mortgage Officer

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Equal Housing LenderWe Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.