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Truity Credit Union

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What loan is right for you?

We'll help you find out. Answer a few questions and we'll help you find the best loan for your situation.

What loan amount do you need?

What payment method is the best for your situation?

Based upon your choices, we suggest the following loan:

Personal Loan

Personal Loans with fixed payment terms for the life of your loan. Consolidating debt, replacing credit cards with a loan, or financing a large purchase? Personal loans from the Credit Union are a great way to get a loan based on your good credit.

Features of this loan

 Loans with flexible terms up to 60 months

 Predictable, fixed payments

 Lines of credit for overdraft protection

Plus More
  • Easy and accessible credit in branch, on phone, or online
  • FREE eServices
  • Deposit checks with the Apple™ or Android™ app

*See Disclosures for this account

What would you like to use the funds for?

Do you own or rent your primary residence?

What payment method is the best for your situation?

Based upon your choices, we suggest the following loan:

Personal Loan

Personal Loans with fixed payment terms for the life of your loan. Consolidating debt, replacing credit cards with a loan, or financing a large purchase? Personal loans from the Credit Union are a great way to get a loan based on your good credit.

Features of this loan

 Loans with flexible terms up to 60 months

 Predictable, fixed payments

 Lines of credit for overdraft protection

Plus More
  • Easy and accessible credit in branch, on phone, or online

*See Disclosures for this account

What payment method is the best for your situation?

Based upon your choices, we suggest the following loan:

Home Equity Loan

With a home equity loan, you borrow a lump sum of money repayable over a fixed term, usually five to 15 years, giving you the security of a locked-in rate and a consistent monthly payment.

Features of this loan

 Low rate source of cash

 Borrow from your home's equity

 Predictable, fixed payments

Plus More
  • Fixed rate loan

*See Disclosures for this account

Based upon your choices, we suggest the following loan:

Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit, known as a HELOC, is much like a credit card or any other type of open-ended credit. You can borrow money as needed, up to the credit limit your lender assigns, access your loan by making a transfer into your checking account. A HELOC is a variable-rate loan, so your monthly payments will change based on your outstanding balance and fluctuations in the rate. HELOCs are not available in all states.

Features of this loan

 Use it only when you need it

 Borrow from your home's equity

 Revolving credit line

Plus More
  • Lower rate then most credit cards!

*See Disclosures for this account

Based upon your choices, we suggest the following loan:

Auto Loan

In the market for a new car? We can help you with an auto loan for a new or used automobile with competitive rates and flexible terms. Maybe you are thinking about a refinance. See how much you could save by refinancing your auto loan through the Credit Union today.

Features of this loan

 Pre-approvals for New/Used Autos

 Competitive Rates & Flexible Terms

 Shop New/Used Autos

Plus More
  • FREE eServices
  • Payment Center

Based upon your choices, we suggest the following loan:

VISA Credit Card

All our credit cards come with amazing benefits and low rates. From our lowest rate card to our incredible triple rewards point card, you'll be sure to find the card that fits you.

Features of this loan

Truity Credit Cards Include

No Annual Fee


EMV chip technology

Added layer of security for your credit card

$0 Fraud Liability

Visa's $0 fraud liability covers unauthorized purchases on your credit card.

25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

Plus More
  • INTRO 1.99% APR* for Purchases, Transfers and Cash Advances for 15 Months
  • Available in Online and Mobile Banking

*See Disclosures for this account