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Home Equity Loan

With a home equity loan, you borrow a lump sum of money repayable over a fixed term, usually five to 15 years, giving you the security of a locked-in rate and a consistent monthly payment.

Home Equity Loans are different from Home Equity Line of Credit because they have a set term and fixed monthly payments. It is similar in the sense that it borrows from the equity in your home at a lower rate than most personal loans or credit cards. A Home Equity Loan is perfect for updating your house or a one-time consolidation of debt. Talk with one of our experts today to find out how to get started or apply online.


This is a fixed rate loan. $5,000 minimum loan amount with 60 month term, up to 90% Loan to Value (LTV). Fixed rates do not apply to all states. Appraisals are required. Please check rates for payment terms, closing costs and availability for your area. Adequate property insurance must be maintained. Rates available depending on desired term and LTV. For Texas homeowners, the minimum loan is $10,000 and the maximum LTV is 80%. A minimum balance ($25) share savings account is required to maintain membership in the Credit Union. Consult your tax advisor to see if your interest is eligible for a tax deduction.

See Rates

Home Equity Loan

Lower rate then most personal loans!


Make Payment

Low rate source of cash
Borrow from your home's equity
Fixed rate loan
Predictable, fixed payments

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We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.