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Get Cash From Your Home

Use a Home Equity Loan or a HELOC for repairs or improvements on your home or anything at all. Debt consolidation, college tuition, a dream vacation, a new car—use your home equity loan for any of these!

Home Loans > Home Equity Loans

Home Equity Loan vs. HELOC

A home equity loan and a home equity line of credit (HELOC) are two types of second mortgages that allow you to get cash from the equity you have accumulated in your home.

Determining whether to use a home equity loan or a HELOC is not always a simple task. Take our quiz to help determine which loan fits your needs.

What loan is right for me?

Equal Housing Lender
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.
  HELOC Home Equity Loan
Lump Sum Payment
Fixed Interest Rate
Variable Interest Rate
Borrow as You Need
Interest Tax Deductible*
Interest Only Payment Option
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Check Rates
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*Consult your tax adviser to be sure

Find a Mortgage Expert

Questions about home equity loans? A mortgage expert can talk to you about your situation and help you find a solution that works best for you.

Meet the Team

Serving up unsurpassed experiences

“I have to say this is the single most pleasant experience I’ve had with a financial institution in the 20 years I’ve had to work with them, business or otherwise. I am telling everyone I talk to how great Truity and the people there have been to us.”

Jean V.

Routing Number: 303184652

 

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