Truity Credit Union

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Debt Consolidation Loan
as low as  8.00%  APR11

With a Debt Consolidation Loan, you could lower your interest rate and your monthly payments – and pay down your debt faster.

Common types of debt that can be combined into a Debt Consolidation Loan include:
  • Credit cards
  • Taxes
  • Student loans
  • Medical bills
  • Personal loans
  • Lines of credit
If you owe more than $5,000 on loans like these, consider combining your debts into a Debt Consolidation Loan. Fixed monthly payments and fixed rates make it easy to set up automatic payments. There are no prepayment penalties and you can manage your loan in digital banking.

Choose a minimum of $5,000 for 60 months with an APR as low as 8.00%; or a minimum of $20,000 for 72 months with an APR as low as 9.00%.*

Type/Term APR
Debt Consolidation11 60 month, Min $5,000 8.00%
Debt Consolidation 72 month, Min $20,000 9.00%
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Debt Consolidation Loan

Consolidate multiple loans into one payment!

Contact Us

Make Payment

Pay off other loans
Fixed payments with terms of 60 or 72 months
Manage your loan in digital banking


11. APR=Annual Percentage Rate. With approved credit. Rates and terms are based on creditworthiness. Payment example: $10,000 borrowed at 8.00% APR for 60 months = $202.76 per month; your actual payment may differ based on your qualifying rate, amount borrowed and loan term. Origination fee of 2.21% of loan amount, not to exceed $300. The Debt Consolidation Loan Program is for the purpose of consolidating debt; existing Truity Personal Loans or Lines of Credit will be included in the consolidation. Debt Consolidation Loans will be cross-collateralized.