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Compare Truity's Credit Cards

Platinum Rate
Platinum Rate
Platinum Rewards
Platinum Rewards
Signature Rewards
Signature Rewards
No Annual Fee
1.99% INTRO APR/WAC* on Purchases, Transfers and Advances for the first 15 months
Credit Limit Minimum $500$2,500$5,000
Annual Percentage Rate (APR) for Purchases


Variable APR based on creditworthiness


Variable APR based on creditworthiness


Variable APR based on creditworthiness

Earns Rewards
Earn 1pt/$1 spent, 2pts/$1 spent with Advantage Checking

Earn 2pt/$1 spent, 3pts/$1 spent with Advantage Checking
Accepted Worldwide
25-Day Grace Period on Purchases
Cardholder Inquiry Service
Apple Pay™/Google Pay™/Samsung Pay
Emergency Card Replacement & Cash Advance
Lost or Stolen Card Reporting
ZERO Liability
EMV Chip Technology
Transaction Alerts
Buyers Protection
Travel Benefits & Protection
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
No Foreign Transaction Fee
Signature Concierge
Signature Perks
Roadside Dispatch®
Plus More
Year-End Summary Statement
Create Your Own PIN
Warranty Manager Service

Truity Credit Cards Include

No Annual Fee

EMV chip technology

Added layer of security for your credit card

$0 Fraud Liability

You're never responsible for unauthorized purchases on your credit card


25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

** 1.99% APR for 15 months. (Excludes existing Truity credit card balances.) After 15 months, your APR will be variable based on your creditworthiness and the Prime Rate.