Truity Credit Union

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Compare Truity's Credit Cards

Platinum Rate
Platinum Rate
Platinum Rewards
Platinum Rewards
Signature Rewards
Signature Rewards
No Annual Fee
1.99% INTRO APR/WAC* on Purchases, Transfers and Advances for the first 15 months
Credit Limit Minimum $500$2,500$5,000
Annual Percentage Rate (APR) for Purchases


Variable APR based on creditworthiness


Variable APR based on creditworthiness


Variable APR based on creditworthiness

Earns Rewards
Earn 1pt/$1 spent, 2pts/$1 spent with Advantage Checking

Earn 2pt/$1 spent, 3pts/$1 spent with Advantage Checking
Accepted Worldwide
25-Day Grace Period on Purchases
Cardholder Inquiry Service
Apple Pay™/Google Pay™/Samsung Pay
Emergency Card Replacement & Cash Advance
Lost or Stolen Card Reporting
ZERO Liability
EMV Chip Technology
Transaction Alerts
Buyers Protection
Travel Benefits & Protection
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
No Foreign Transaction Fee
Signature Concierge
Signature Perks
Roadside Dispatch®
Plus More
Year-End Summary Statement
Create Your Own PIN
Warranty Manager Service

Truity Credit Cards Include

No Annual Fee

EMV chip technology

Added layer of security for your credit card

Fraud Protection

If your card is lost or stolen, you’re protected against unauthorized use. Visa’s Zero Liability Policy


25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

** 1.99% APR for 15 months. (Excludes existing Truity credit card balances.) After 15 months, your APR will be variable based on your creditworthiness and the Prime Rate.

¹The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone and report suspicious activity to Truity Credit Union immediately.