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Truity Credit Union

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Current Promotions and News Ads
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Compare Truity's Credit Cards

Signature Rewards
Signature Rewards
Platinum Rewards
Platinum Rewards
Platinum Rate
Platinum Rate
No Annual Fee
0% PROMO APR/WAC*
on Transfers and Advances for the first 6 months
1.99% INTRO APR/WAC*
on Purchases for the first 15 months
Annual Percentage Rate (APR) for Purchases, Transfers and Advances after the introductory period

10.99%-17.90%

Variable APR based on creditworthiness

9.99%-17.90%

Variable APR based on creditworthiness

8.99%-17.90%

Variable APR based on creditworthiness

Credit Limit Minimum $5,000$2,500$500
Earns Rewards on Purchases*
1pt/$1 spent; 2pts/$1 spent if you have Advantage Checking

2pts/$1 spent; 3pts/$1 spent if you have Advantage Checking
Bonus Points on Transfers and Advances for this Promotion*
2pts/$1 transferred; 4pts/$1 transferred if you have Advantage Checking

3pts/$1 transferred; 5pts/$1 transferred if you have Advantage Checking
Convenience
Accepted Worldwide
25-Day Grace Period on Purchases
Cardholder Inquiry Service
Apple Pay™/Google Pay™/Samsung Pay
Security
Emergency Card Replacement & Cash Advance
Lost or Stolen Card Reporting
ZERO Liability
EMV Chip Technology
Transaction Alerts
Travel Benefits & Protection
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
No Foreign Transaction Fee
Signature Concierge
Signature Perks
Roadside Dispatch®
Plus More
Year-End Summary Statement
Create Your Own PIN

Truity Credit Cards Include

No Annual Fee


EMV chip technology

Added layer of security for your credit card

Fraud Protetion

If your card is lost or stolen, you’re protected against unauthorized use. Visa’s Zero Liability Policy

25

25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

Lost or Stolen Card Reporting

24 hours a day, seven days a week.

*0% promotional Annual Percentage Rate (APR) good on cash advances and balance transfers for Truity Visa® cards for six months. Promotional rate supersedes Introductory rate; your balance transfer rate will revert to 1.99% APR for the remaining 15 introductory months from the card-open date (if any), then to your low prevailing variable rate, currently 8.99% - 17.90% APR. A 3% balance transfer or cash advance fee will apply. Transactions must be made from 1/15/21-3/31/21. Excludes existing Truity balances. Truity Credit Union membership is required. This rate is good for members with qualified income, TransUnion credit scores of 650+ and PSCU behavior scores of 690+. Refer to the cardholder agreement for more information. With approved credit.

The Platinum Rewards and Signature Rewards cards offer CURewards™ points. With the Signature Rewards card, earn 2 points for every dollar in purchases—3 if you also have an Advantage Checking account—and receive 2 EXTRA points for every dollar transferred during this promotion. With the Platinum Rewards card, earn 1 points for every dollar in purchases—2 if you also have an Advantage Checking account—and receive 2 EXTRA points for every dollar transferred during this promotion. Redeem your points for quality merchandise, travel, cash back or gift cards.

¹$0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verifications, including providing requested information supporting fraudulent use claim.