Truity Credit Union

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Find the right card for you. Truity Credit Union’s Visa cards feature low interest rates, rewards when you shop and travel benefits—with no annual fee. Now, we also offer Secured Credit Cards for those looking to build or rebuild their credit.

Signature Rewards

Truity Credit Union's Signature Rewards Card

Earn rewards faster for travel, gift cards or cash back.

Earn 10,000 bonus points after $3,000 in purchases in the first 90 days of account opening. Earn another 10,000 bonus points after $25,000 in purchases in the first year.

No Annual Fee
16.24% - 18.00%
Variable APR*
Up to 3x Rewards
No Foreign Transaction Fee

Platinum Rate

Truity Credit Union's Platinum Rate Card

Enjoy our lowest APR with an amazing intro rate.

INTRO 0% APR for Purchases, Transfers and Cash Advances for 12 Months**

No Annual Fee
14.24% - 18.00%
Variable APR*

Share Secured

Truity Credit Union's Share Secured Card

Build or Rebuild Your Credit History with a Low Rate

A good credit score is essential if you want to rent an apartment, finance an auto loan, get hired by some employers or apply for a mortgage to buy a house. Our share-secured credit card is designed to build or rebuild your credit. It’s a traditional credit card where you provide a security deposit as collateral for your credit card account. Essentially, you borrow against your savings. Making on-time and full payments to your share-secured card can help build your credit and improve your ratings with the three major credit bureaus.

No Annual Fee
Fixed APR*

All Truity Credit Cards Include

No Annual Fee

Tap To Pay

Tap to pay with your contactless card (newly issued cards only) or your digital wallet on your phone or wearable.

Your partner against identity theft

Your card includes ID Navigator Powered by NortonLifeLock.

Confirm eligibility

25 Day Grace Period

With No Interest Accrual

3% Balance Transfer/Cash Advance Fee

3% or $10 fee, whichever is greater

Cardholder Inquiry Service

Worldwide 24-hour cardholder information and assistance

24/7 Lost or Stolen Card Reporting

Lost or stolen cards are protected against unauthorized use with Visa’s Zero Liability Policy

* As low as Annual Percentage Rate with approved credit.

** 0.00% APR for 12 months. (Excludes existing Truity credit card balances.) After 12 months, your APR will be variable based on your creditworthiness and the Prime Rate.

¹The $0 Liability Guarantee covers fraudulent charges made by others using your account. To be covered, don't share personal or account information with anyone and report suspicious activity to Truity Credit Union immediately.